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$250,000

104 CACTUSFLOWER LANE, SUN CITY CENTER, FL 33573

3D Tour
Active16 days on market

Beds

2

Baths

2

Sq Ft

1,828 sq ft

Year Built

1978

Lot Size

0.10 acres

Garage

,

About This Property

Virtually Staged. WATERFRONT LIVING IN SUN CITY CENTER! Discover the perfect blend of comfort, style, and Florida waterfront living in this beautifully updated 2-bedroom, 2-bath home with 1,828 square feet of living space and tranquil water views. From the moment you arrive, you’ll appreciate the pride of ownership and extensive improvements throughout. Inside, the home features newer flooring throughout, including both bathrooms and the lanai, fresh interior and exterior paint, upgraded lighting and ceiling fans, and thoughtfully added shelving for enhanced storage and organization. The kitchen and living spaces benefit from custom cabinet doors and soft-close hinges, adding a refined touch to the everyday experience. Both bathrooms have been tastefully refreshed with new vanities, updated shower hardware, and new toilets, creating a clean and contemporary feel. Major updates include a newer roof, electrical panel, and hot water heater, providing added peace of mind for the next owner. Step outside to the lanai overlooking the water, where you can relax with your morning coffee, entertain friends, or simply enjoy the peaceful Florida surroundings. This is more than a home—it’s an opportunity to enjoy the waterfront lifestyle in one of Sun City Center’s most desirable 55+ communities. Move-in ready, thoughtfully updated, and perfectly positioned on the water—this is one you won’t want to miss!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8554470
StatusActive
Year Built1978
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSUN CITY CENTER UNIT 45
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Skylight(s), Solid Surface Counters, Solid Wood Cabinets
FlooringCeramic Tile, Vinyl
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.10 acres (4,410 sq ft)
Lot Dimensions42 x 105
Lot FeaturesCity Lot, In County, Level
Road SurfaceAsphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$273 / Quarterly
Senior CommunityYes

Financial Details

List Price$250,000
Annual Taxes$4,443 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD-MU
Parcel #U0732202X100000200014.0

Directions

Heading East on College Ave towards Sun City Center, left onto El Rancho Dr, right onto Sola Ln, left onto Bluewater Dr, left onto Cactusflower Ln, home is on the left.

Location

104 CACTUSFLOWER LANE, SUN CITY CENTER, FL 33573

Listing Information

OfficeKELLER WILLIAMS SOUTH SHORE
ListedOctober 8, 2026

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Home Price

$250,000

20% ($50,000)
6.75%

Loan Term

Principal & Interest$1,297
Property Tax (est.)$229
Insurance (est.)$150
Total Monthly$1,676
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How to Buy This Home

Multiple financing options available for this $250,000 home in SUN CITY CENTER.

🏛️

FHA Loan

$8,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 24, 2026.

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