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$285,000

609 CAPE COD CIR, VALRICO, FL 33594

3D Tour
Active Under Contract10 days on market

Beds

3

Baths

2

Sq Ft

1,170 sq ft

Year Built

2002

Lot Size

0.09 acres

Garage

1

About This Property

Under contract-accepting backup offers. Beautifully maintained one-story home in Valrico, built in 2002 and located on a quiet street. This inviting residence features three bedrooms, two bathrooms, cathedral ceilings, new hurricane windows and sliding door installed in June 2026, and numerous updates throughout, including a Bosch refrigerator (2026), A/C and water heater (2020), a new gas range, Bosch dishwasher, and a gas hot water heater. New laminate flooring was installed in 2025. THIS HOME IS BEING SOLD FURNISHED, including stylish new furniture purchased approximately one year ago. A one-car garage provides convenient parking and storage, while the small yard offers an easy-to-maintain outdoor retreat. Enjoy Florida's relaxed lifestyle from the uncovered rear paver patio, an ideal space to create your own tropical oasis with lush plants, colorful flowers, and comfortable outdoor seating. Located near Cape Cod Circle, the home offers convenient access to shopping, restaurants, fitness facilities, and essential services along Valrico's main corridors, while still providing a peaceful residential setting. Move-in ready and full of charm, this home offers comfort, convenience, and relaxed Florida living. Schedule your showing today. This one is sure to go fast! Professional photos coming soon.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8554499
StatusActive Under Contract
Year Built2002
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionCOPPER RIDGE TR D
CountyHillsborough
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Window Treatments
FlooringLaminate, Tile
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range Hood, Refrigerator, Washer
LaundryIn Garage
WindowsStorm Window(s)
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorIrrigation System, Private Yard, Sidewalk, Sliding Doors
Lot Size0.09 acres (4,000 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$100 / Quarterly
Senior CommunityNo

Financial Details

List Price$285,000
Annual Taxes$1,320 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningPD
Parcel #U29292132ZC0000000011.0

Schools

ElementaryNelson-HB
MiddleMulrennan-HB
HighDurant-HB

Directions

I4 to I 75 South towards Naples.Stay on I 75 south for 3.1 miles to exit 257 - Rt 60. Follow Rt 60 for 6.5 miles to S Mulrennan Rd and make right hand turn. Follow for 0.5 miles and make left onto Palm Beach Dr. and turn right in 150' on Cape Cod Circle. Home is 200' on your left.

Location

609 CAPE COD CIR, VALRICO, FL 33594

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedOctober 10, 2026

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Home Price

$285,000

20% ($57,000)
6.75%

Loan Term

Principal & Interest$1,479
Property Tax (est.)$261
Insurance (est.)$150
Total Monthly$1,890
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $285,000 home in VALRICO.

🏛️

FHA Loan

$9,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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