Beds
4
Baths
2
Sq Ft
1,932 sq ft
Year Built
2012
Lot Size
0.49 acres
Garage
2
About This Property
Come see this beautiful 4-bedroom, 2-bath pool home situated on .49 acres, offering plenty of space inside and out! The property is fully fenced and has NO HOA, giving you the freedom and space to enjoy your property. Inside, you’ll find an updated kitchen with quartz countertops, beautiful wood-look tile flooring throughout, and updated bathrooms. The spacious primary bathroom features a relaxing spa-like tub, perfect for unwinding at the end of the day. Additional upgrades include a new A/C unit (2023), plantation shutters, and remote-controlled window shades. Step outside and enjoy your own in-ground swimming pool with a screened pool enclosure, plus plenty of additional outdoor space for entertaining, gardening, or simply relaxing. Love gardening or growing your own food? The property already features a garden area with pineapple, plantain and banana trees, along with other fruits and vegetables, with plenty of room to add your favorite fruit trees and expand the garden. Bring your RV, boat, vehicles, and bring your chickens! With almost half an acre, a fully fenced yard, and NO HOA, there’s plenty of space and freedom to enjoy the property and make it your own. Enjoy the space and privacy of a large lot while still being conveniently located near shopping, dining and everyday necessities in Bartow. Located in a quiet, friendly neighborhood, this home offers a wonderful combination of space, privacy, a pool, and freedom that can be hard to find.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Drive 990 West turn to Pearl Street
Location
990 W PEARL STREET, BARTOW, FL 33830
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$484,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $484,900 home in BARTOW.
🏛️
FHA Loan
$16,972 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,245 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.