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$495,000

18316 CYPRESS HAVEN DRIVE, TAMPA, FL 33647

3D Tour
Active15 days on market

Beds

4

Baths

2

Sq Ft

2,420 sq ft

Year Built

2003

Lot Size

0.16 acres

Garage

3

About This Property

Virtually Staged. Beautifully updated 4-bedroom, 2-bath saltwater pool home with a three-car garage in New Tampa's desirable Cross Creek community. NO CDD and very low HOA dues! NO FLOOD ZONE. Over $100,000 in updates! Plus, a NEW WATER HEATER (2026) and NEW POOL PUMP. Seller will also consider installing a NEW ROOF with an acceptable offer. From the moment you step inside, soaring ceilings, abundant natural light, and inviting living and dining spaces accented by a distinctive pallet accent wall welcome you. Wood-look tile flooring flows throughout the home, creating a cohesive backdrop for the thoughtful updates and contemporary touches. The open kitchen is designed for both function and gathering, featuring stainless steel appliances, including a gas range, farmhouse sink, Waterdrop filtration system, abundant cabinetry, and a large pantry. The kitchen connects naturally to the main living spaces, while the family room takes center stage with a striking custom stacked-stone gas fireplace, an additional pallet accent wall, and triple sliding glass doors opening to the expansive outdoor living area and inviting saltwater pool. Remote-controlled shades on the sliders provide effortless privacy and light control at the touch of a button while maintaining the seamless connection to the outdoor living space.The spacious primary suite offers a private retreat with an updated en suite bath featuring a dual-sink vanity and custom-tiled walk-in shower with glass surround. Three additional bedrooms provide flexibility for family, guests, a home office, gym, or hobbies. The updated guest bath adds distinctive character with stylish industrial-inspired accents. A well-appointed utility room provides additional storage and includes the washer and gas dryer. Outside, the home truly shines! Multiple covered and open-air gathering areas create a versatile outdoor living environment with plenty of room for lounging, dining, and entertaining. The solar-heated saltwater pool features a sun ledge and water feature, creating a private backyard oasis perfect for relaxing and enjoying Florida's year-round outdoor lifestyle. A vinyl privacy fence encloses the rear yard, adding to the home's sense of privacy. The impressive three-car garage offers exceptional versatility and functionality, featuring a dedicated electrical panel ideal for a workshop or electric vehicle charging, along with high-output LED shop lighting. Custom pull-down attic access with a durable metal ladder leads to a floored attic space, providing convenient and easily accessible additional storage. With ample room for vehicles, recreational equipment, tools, and more, this thoughtfully designed garage offers outstanding flexibility for a variety of needs. Additional items included: Ring Doorbell and Nest Thermostat. With its stylish updates, soaring ceilings, abundant natural light, spacious floor plan, and exceptional outdoor living spaces centered around a resort-like pool, this home offers a wonderful combination of comfort, functionality, and Florida living in a convenient New Tampa location. Schedule your private showing and come see everything this exceptional home has to offer!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8554600
StatusActive
Year Built2003
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionCROSS CREEK PRCL K PH 2A
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom
FlooringTile
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorSidewalk, Sliding Doors
FencingVinyl
Lot Size0.16 acres (6,900 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Salt Water

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$375 / Annually
Senior CommunityNo

Financial Details

List Price$495,000
Annual Taxes$7,430 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U0927205RC00001000022.0

Schools

ElementaryPride-HB
MiddleBenito-HB
HighWharton-HB

Directions

Bruce B. Downs and Cross Creek, go East on Cross Creek to left on Kinnan to Rt on Brookron Dr to left Meadowcreek Blvd to right on Beneva Dr to right on Cypress Haven to 18316 Cypress Haven Dr. Look for sign

Location

18316 CYPRESS HAVEN DRIVE, TAMPA, FL 33647

Listing Information

OfficeFUTURE HOME REALTY INC
ListedOctober 3, 2026

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Home Price

$495,000

20% ($99,000)
6.75%

Loan Term

Principal & Interest$2,568
Property Tax (est.)$454
Insurance (est.)$150
Total Monthly$3,172
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $495,000 home in TAMPA.

🏛️

FHA Loan

$17,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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