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$295,000

21610 LAGOON DRIVE, LUTZ, FL 33549

3D Tour
Active0 days on market

Beds

4

Baths

2

Sq Ft

1,372 sq ft

Year Built

1979

Lot Size

0.15 acres

Garage

—

About This Property

Welcome to 21610 Lagoon Dr, a beautifully updated 4-bedroom, 2-bathroom home offering a warm, inviting feel with plenty of space both inside and out. Step inside to a bright and welcoming main living area where high ceilings create an open, airy atmosphere while still maintaining the cozy feel that makes this home so comfortable. Thoughtful updates throughout give the home a fresh, move-in-ready feel, while the functional floor plan offers flexibility for everyday living, entertaining, working from home, or hosting guests. Outside, the generously sized backyard provides plenty of room to relax, entertain, garden, or create your own outdoor retreat. One of the standout features is the detached, finished-out shed, offering a versatile bonus space with endless possibilities perfect for a home office, studio, hobby room, gym, or additional flex space. A second storage shed provides even more room for tools, lawn equipment, and everything you want neatly tucked away. With four bedrooms, updated interiors, high ceilings, a spacious yard, and unique bonus spaces, this home offers a combination of comfort, character, and functionality that can be hard to find. Come see what makes 21610 Lagoon Dr feel like home!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8554731
StatusActive
Year Built1979
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionFOXWOOD SUB PH 4
CountyPasco
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Open Floorplan, Split Bedroom
FlooringCeramic Tile, Laminate
AppliancesDryer, Range, Range Hood, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorSidewalk
FencingFenced
Other StructuresShed(s)
Lot Size0.15 acres (6,499 sq ft)
Lot FeaturesLevel
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Public

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$295,000
Annual Taxes$1,257 (2025)
FinancingConventional, FHA
Zoning00R4
Parcel #3626180040000000120

Directions

Head N on US HWY 41 and take a right onto Northwood Dr take that around to Lagoon DR and take a left the home is the first one on the lefthand side.

Location

21610 LAGOON DRIVE, LUTZ, FL 33549

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedOctober 5, 2026

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Home Price

$295,000

20% ($59,000)
6.75%

Loan Term

Principal & Interest$1,531
Property Tax (est.)$270
Insurance (est.)$150
Total Monthly$1,951
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How to Buy This Home

Multiple financing options available for this $295,000 home in LUTZ.

🏛️

FHA Loan

$10,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$14,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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