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$289,000

2700 COVE CAY DRIVE UNIT 1-3B, CLEARWATER, FL 33760

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,070 sq ft

Year Built

1980

Lot Size

—

Garage

—

About This Property

Cove Cay Community 3rd Floor Condo, 2 Bedroom 2 Bath with Lanai overlooking the golf course. The Cove Cay Community is located along Tampa Bay. Updated with many features including kitchen newer cabinetry with granite counter tops. Kitchen offers eat-in space in addition to dining area. Living and Dining area combination, great for entertaining. Newly installed flooring. Sliding doors lead from the living and the primary bedroom for access to the covered screen lanai, offering extended living area. Primary bedroom with en suite and walk-in closet. Spacious second bedroom. Newly installed HVAC March 2026 and Hot Water Heater installed February 2026. Private laundry room located off lanai includes full size washer and dryer. Great location with easy access to shopping, restaurants, and the beaches. The Cove Cay Gulf course is available for public play and offers membership. Marina with various types of membership. This is a 24/7 security guard gated community. Welcome to paradise.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8554765
StatusActive
Year Built1980
Stories7
Total Rooms5
ConstructionBlock, Concrete
RoofBuilt-Up
FoundationSlab
FacesNorth
SubdivisionCOVE CAY VILLAGE IV
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Luxury Vinyl, Travertine, Vinyl
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community, Security Gate, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Sliding Doors
Road SurfaceAsphalt, Paved
ViewGolf Course, Pool
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Public

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$289,000
Annual Taxes$678 (2025)
FinancingCash, Conventional
Parcel #292916187060010032

Directions

U.S. Hwy 19 N to Haynes Bayshore; go North to Cove Cay entrance. When traveling South, make a U-turn at Whitney Road, merge back on 19 N Frontage Road to Cove Cay entrance.

Location

2700 COVE CAY DRIVE UNIT 1-3B, CLEARWATER, FL 33760

Listing Information

OfficeCONCIERGE REALTY ASSOCIATES
ListedOctober 5, 2026

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Home Price

$289,000

20% ($57,800)
6.75%

Loan Term

Principal & Interest$1,500
Property Tax (est.)$265
Insurance (est.)$150
Total Monthly$1,914
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How to Buy This Home

Multiple financing options available for this $289,000 home in CLEARWATER.

🏦

Conventional

$14,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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