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$525,000

19009 FISHERMANS BEND DRIVE, LUTZ, FL 33558

3D Tour
Active0 days on market

Beds

4

Baths

2

Sq Ft

2,181 sq ft

Year Built

2004

Lot Size

0.13 acres

Garage

2

About This Property

Set on a serene pond-view homesite within the highly desirable Heritage Harbor golf community, this newly renovated single-story residence pairs timeless architectural character with modern updates and resort-style living. Offering 4 bedrooms, 2 bathrooms, and 2,181 square feet of heated living space, the home makes a striking first impression, modern lantern-style lighting, refreshed landscaping, and a grand arched entry with a brick-paver front porch and keyless smart lock. Inside, soaring vaulted ceilings, elegant archways, and classic white columns are complemented by fresh interior paint, recessed lighting, and updated luxury vinyl plank flooring throughout the main living areas and bedrooms. Formal living and dining spaces offer an ideal setting for entertaining, while the spacious family room features sliding glass doors to the covered lanai. The updated kitchen showcases crisp white shaker cabinetry, marble-look countertops, stainless steel appliances including a side-by-side refrigerator, a double stainless sink with pull-down faucet, and a pantry closet. The adjacent dinette is accented by a modern gold geometric chandelier. The primary suite offers private lanai access, a walk-in closet, and a sliding barn door that opens to a spa-inspired, fully renovated bath with floor-to-ceiling marble-look porcelain tile, an expansive walk-in shower with frameless glass panel and pebble stone flooring, a freestanding soaking tub, a dual-sink vanity with charcoal shaker cabinetry, a built-in linen tower, brushed nickel fixtures, and a private water closet. Three additional bedrooms feature ceiling fans and generous closets and are served by an updated secondary bath with a dual-sink gray shaker vanity, undermount sinks, and a tub/shower combination with dual handheld showerhead. An interior laundry room adds convenience. Outdoors, the covered lanai with ceiling fan overlooks the tranquil pond, and the fully fenced backyard offers privacy and room to play. An attached 2-car garage and a 2025 roof complete the package. Residents of Heritage Harbor enjoy resort-style amenities including a family pool with waterslide, lap pool, tot pool with splash features, tennis courts, basketball court, sand volleyball, baseball and soccer fields, playground, rollerblade rink, fitness center, clubhouse with restaurant, activity center, and library with internet access, all set alongside the community's scenic golf course. The home is zoned for highly sought-after Steinbrenner High School, Martinez Middle School, and McKitrick Elementary, all A-rated and just minutes away. Ideally located near Lutz Lake Fern Road, the Suncoast Parkway, North Dale Mabry Hwy, SR 54, and I-275, with convenient access to Tampa Premium Outlets, shopping, dining, St. Joseph's North Hospital, and medical offices. Schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8554858
StatusActive
Year Built2004
Stories1
Total Rooms4
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHERITAGE HARBOR VILLAGE 17
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors
FencingVinyl
Lot Size0.13 acres (5,500 sq ft)
Lot Dimensions50 x 110
Lot FeaturesIn County, Sidewalk
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$125 / Monthly
Senior CommunityNo

Financial Details

List Price$525,000
Annual Taxes$4,533 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U04271863E00003800005.0

Schools

ElementaryMcKitrick-HB
MiddleMartinez-HB
HighSteinbrenner High School

Directions

From N Dale Mabry Hwy & W Lutz Lake fern Rd: Head west on W Lutz Lake Fern Rd, turn right onto Cypress Green Dr into Heritage Harbor, then turn left onto Fishermans Bend Dr. Continue to 19009 Fishermans Bend Dr. Home is on the right

Location

19009 FISHERMANS BEND DRIVE, LUTZ, FL 33558

Listing Information

OfficeMIHARA & ASSOCIATES INC.
ListedOctober 5, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$525,000

20% ($105,000)
6.75%

Loan Term

Principal & Interest$2,724
Property Tax (est.)$481
Insurance (est.)$150
Total Monthly$3,355
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $525,000 home in LUTZ.

🏛️

FHA Loan

$18,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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