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$750,000

3423 PALOMETA DRIVE, HERNANDO BEACH, FL 34607

3D Tour
Active1 days on market

Beds

3

Baths

3

Sq Ft

1,976 sq ft

Year Built

2009

Lot Size

0.17 acres

Garage

1

About This Property

Welcome to your own slice of Florida waterfront paradise! This impressive three-story Hernando Beach home offers an incredible opportunity to embrace life on the water. With it’s own floating dock, your next boating adventure is always within reach, with direct access to the Gulf of America. Imagine spending your days cruising the waterways and your evenings relaxing on the balcony, watching spectacular sunsets paint the sky over the water. Offering three bedrooms and two-and-a-half baths, this inviting residence combines comfort, style, and everyday convenience. The updated kitchen is a standout, featuring granite countertops, stainless steel appliances, and solid wood cabinetry enhanced by a beautiful aqua/turquoise tile backsplash. Luxury flooring, ceramic tile, and plush carpeting create a welcoming atmosphere throughout, while a cozy fireplace adds warmth and charm. Additional features include interior laundry, a tankless water heater, and a whole-house water softener. Step outside and discover your own private retreat! The heated saltwater pool, accented by attractive lighting, sets the scene for refreshing swims, relaxing afternoons, and memorable gatherings with family and friends. A newly installed irrigation system helps keep the grounds looking their best, while the nearby conservation area provides a peaceful natural setting and added privacy. The spacious primary suite offers a wonderful place to unwind, complete with a private balcony where you can soak in those breathtaking waterfront sunsets. An oversized two-car garage provides plenty of room for parking and extra storage. Whether you envision a year-round waterfront home or a special Florida getaway, this property offers the perfect opportunity to enjoy the lifestyle so many dream about. Bring your boat, embrace the sunshine, and get ready to make wonderful waterfront memories! $750.000

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8554910
StatusActive
Year Built2009
Stories3
Total Rooms7
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHERNANDO BEACH
CountyHernando
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
LaundryElectric Dryer Hookup, Laundry Closet
WindowsShutters, Window Treatments
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Fire Pit, Irrigation System, Lighting
FencingChain Link
Lot Size0.17 acres (7,500 sq ft)
Lot Dimensions75' x 100'
Lot FeaturesLevel, Near Marina
Road SurfacePaved, Asphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Child Safety Fence, Gunite, Heated, Lighting, Salt Water

Waterfront

WaterfrontYes
FeaturesCanal - Brackish, Canal Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$264 / Annually
Senior CommunityNo

Financial Details

List Price$750,000
Annual Taxes$5,622 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1-B
Parcel #R2422316237001400070

Schools

ElementaryWestside Elementary-HN
MiddleFox Chapel Middle School
HighWeeki Wachee High School

Directions

From Cortez Blvd. and US-19S/Commercial Way, go South on Commercial Way to right on Tarpon Blvd., continue to Osowaw Blvd., turn right on Shoal Line Blvd., left on Jewfish Drive , then left on Paolmeta Drive to home on right. NO SIGN

Location

3423 PALOMETA DRIVE, HERNANDO BEACH, FL 34607

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedOctober 11, 2026

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Home Price

$750,000

20% ($150,000)
6.75%

Loan Term

Principal & Interest$3,892
Property Tax (est.)$688
Insurance (est.)$150
Total Monthly$4,729
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $750,000 home in HERNANDO BEACH.

🏛️

FHA Loan

$26,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$37,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.

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