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$315,000

12641 116TH LANE, SEMINOLE, FL 33778

3D Tour
Active1 days on market

Beds

3

Baths

1

Sq Ft

1,056 sq ft

Year Built

1987

Lot Size

0.14 acres

Garage

—

About This Property

Virtually Staged. Welcome to this fabulous Seminole home just minutes to Indian Rocks Beach with the added benefit of no HOA. Situated on a spacious fenced lot, this home combines modern upgrades with a prime location close to everything the Florida lifestyle has to offer. Inside, luxury vinyl flooring flows throughout the main living areas, complemented by a bright, open layout that creates a warm and contemporary feel.  The expansive backyard provides the perfect setting for entertaining, relaxing, or enjoying peaceful Florida evenings. Ideally located just steps from the Pinellas Trail and minutes from award-winning Gulf beaches, this home places you near parks, golf courses, shopping, dining, and entertainment. Prime Location: Centrally located in Flood Zone X with no insurance required. You are less than a mile from the Pinellas Trail and Ridgecrest Park, with Largo Mall and our pristine Gulf Beaches just minutes away.  With easy access to major roadways, 2 International airports, and nearby cities like St Pete, Tampa, and Orlando, this move-in ready home offers the perfect balance of convenience, comfort, and lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8555031
StatusActive
Year Built1987
Total Rooms4
ConstructionStucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionMARTIN TERRACE 1ST ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorNinguno
FlooringCarpet, Vinyl
AppliancesElectric Water Heater, Range, Refrigerator
LaundryElectric Dryer Hookup, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorNone
Lot Size0.14 acres (5,915 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$315,000
Annual Taxes$4,543 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #093015557280000410

Directions

East on 129th, then South on 116th, house on left.

Location

12641 116TH LANE, SEMINOLE, FL 33778

Listing Information

OfficeFOREVER FLORIDA REAL ESTATE
ListedOctober 6, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$315,000

20% ($63,000)
6.75%

Loan Term

Principal & Interest$1,634
Property Tax (est.)$289
Insurance (est.)$150
Total Monthly$2,073
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How to Buy This Home

Multiple financing options available for this $315,000 home in SEMINOLE.

🏛️

FHA Loan

$11,025 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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