$859,000
944 BRUCE AVENUE, CLEARWATER, FL 33767
Beds
3
Baths
4
Sq Ft
2,120 sq ft
Year Built
1932
Lot Size
0.16 acres
Garage
—
About This Property
Exceptional opportunity to own a versatile, income-producing property in the heart of Clearwater Beach—just steps from the sand. Offered in the ~$969K–$989K range, this fully renovated residence encompasses approximately 2,125 sq ft and includes a spacious main home along with a private detached cottage, creating multiple avenues for short-term rental income, multi-generational living, or guest accommodations—with the added benefit of no HOA. The main home features two oversized primary suites, an open-concept living and dining area, and a bright Florida room designed for comfortable entertaining. The updated kitchen is equipped with modern appliances and a dedicated breakfast space, enhancing both functionality and appeal. Depending on configuration, the property can be marketed as a 3–4 bedroom, 4-bath residence, offering flexibility to suit both lifestyle and investment strategies. The detached cottage provides a fully separate living space with its own kitchen, bedroom, and bath—an exceptional value-add for maximizing rental income or accommodating extended stays. Outdoor living is equally compelling, with a private backyard retreat featuring a deck and hot tub, offering a relaxing escape after a day at the beach. Positioned in one of Florida’s most desirable coastal markets, this property presents a rare combination of lifestyle, flexibility, and income potential—ideal as a primary residence, second home, or strategic investment opportunity.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Mandalay to Bruce.
Location
944 BRUCE AVENUE, CLEARWATER, FL 33767
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$859,000
Loan Term
Financing a Luxury Home
Specialized financing for this $859,000 property in CLEARWATER. Luxury purchases typically require jumbo or portfolio lending.
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Jumbo Loan
$85,900 Down
For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.
🎖️
VA Jumbo
$0 Down
VA-eligible borrowers can go above conforming limits with zero down in many cases.
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Portfolio Loan
$128,850 Down
Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.
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Bridge Loan
$171,800 Down
Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.