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$1,100,000

1074 SEAGRAPE DRIVE, RUSKIN, FL 33570

3D Tour
Active7 days on market

Beds

4

Baths

4

Sq Ft

2,913 sq ft

Year Built

2024

Lot Size

0.18 acres

Garage

—

About This Property

**WATERFRONT LUXURY | PRIVATE DOCK & 13,000-LB BOAT LIFT | GATED SOUTH SHORE YACHT CLUB** Welcome to refined waterfront living in South Shore Yacht Club. This beautifully appointed Sandestin residence offers an exceptional blend of luxury, functionality, and the laid-back Florida lifestyle—all within a private gated community and positioned along a serene water cove. From the moment you enter, soaring ceilings, warm wood-look tile, elegant finishes, and an open-concept design create an inviting sense of space. The main level features a spacious living area, reception/flex space, dedicated laundry room, and a gourmet kitchen designed for both everyday living and entertaining. The kitchen showcases quartz countertops, abundant cabinetry, stainless steel appliances, a gas range, and an oversized pantry. The first-floor owner's retreat offers a private escape with direct access to the covered outdoor living space and beautiful water views. The ensuite bath features dual vanities, a spacious walk-in shower, and a generous walk-in closet. Upstairs, a versatile open loft provides additional living or entertaining space, while the private balcony offers an elevated vantage point overlooking the water. The second bedroom features its own private ensuite bath, while bedrooms three and four provide ample space for family, guests, or a home office. Step outside and experience what truly sets this property apart: direct waterfront access with a private dock and professional boat lift capable of accommodating up to a 13,000-pound, 35-foot boat. The protected cove is ideal for boating and fishing, with frequent opportunities to spot dolphins and enjoy the natural beauty of Florida's waterways. Residents of South Shore Yacht Club enjoy an impressive collection of amenities, including access to the fitness center, clubhouse, private lounge, and resort-style pool. With its gated setting, waterfront lifestyle, spacious floor plan, luxury finishes, and exceptional boating capabilities, 1074 Seagrape Drive offers a rare opportunity to experience Florida living at its finest. A rare opportunity to experience luxury waterfront living in South Shore Yacht Club

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8555207
StatusActive
Year Built2024
Stories2
Total Rooms10
ConstructionStucco
RoofTile
FoundationSlab
FacesSouth
SubdivisionANTIGUA COVE PH 3B
CountyHillsborough
OwnershipCo-op

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
FlooringCeramic Tile, Tile, Hardwood
AppliancesBuilt-In Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryCommon Area, Inside, Laundry Room, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony
Lot Size0.18 acres (7,669 sq ft)
Road SurfaceAsphalt, Brick
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Water Available, Water Connected

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$140 / Monthly
Senior CommunityNo

Financial Details

List Price$1,100,000
Annual Taxes$19,029 (2025)
ZoningPD
Parcel #U013218D0J00000100111.0

Directions

From I-75, take Exit 240 toward Ruskin/FL-674. Head west on FL-674, turn right onto US-41, then left onto W Shell Point Rd. Turn right onto 32nd St NW and continue onto Seagrape Dr. Follow Seagrape Dr to 1074 Seagrape Dr.

Location

1074 SEAGRAPE DRIVE, RUSKIN, FL 33570

Listing Information

OfficeKELLER WILLIAMS SOUTH SHORE
ListedOctober 6, 2026

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Preferred Time

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Home Price

$1,100,000

20% ($220,000)
6.75%

Loan Term

Principal & Interest$5,708
Property Tax (est.)$1,008
Insurance (est.)$150
Total Monthly$6,866
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Financing a Luxury Home

Specialized financing for this $1,100,000 property in RUSKIN. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$110,000 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$165,000 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$220,000 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.

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