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$339,000

3030 CYPRESS GREEN DRIVE, PALM HARBOR, FL 34684

3D Tour
Active11 days on market

Beds

3

Baths

2

Sq Ft

1,245 sq ft

Year Built

1982

Lot Size

0.11 acres

Garage

1

About This Property

Welcome to an affordable opportunity to own in the desirable Palm Harbor community of Rustic Oaks! This move-in ready home offers an excellent entry point into one of the area's sought-after neighborhoods, providing the opportunity to enjoy the Palm Harbor lifestyle without the premium price tag. The home is ready for its next owner and offers a comfortable, functional layout with the flexibility to make it your own over time. Whether you're a first-time buyer, looking to downsize, or searching for an investment opportunity, this property is worth a look. Conveniently located in Palm Harbor with easy access to shopping, dining, parks, schools, and major roadways, you'll be close to everything the area has to offer. Best of all, the property is FHA and VA financing eligible, making this an especially attractive opportunity for qualified buyers. Don't miss your chance to get into Palm Harbor and Rustic Oaks at an accessible price point!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8555217
StatusActive
Year Built1982
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationBlock, Slab
FacesNorth
SubdivisionCYPRESS GREEN
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther, Rain Gutters
Lot Size0.11 acres (4,948 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$339,000
Annual Taxes$5,292 (2025)
ZoningRPD-5
Parcel #052816202070000510

Directions

From St. Petersburg To 3030 Cypress Green Dr, Palm Harbor, FL 34684 Take US-19 N / 34th St N north through Pinellas County. Continue on US-19 N through Clearwater toward Palm Harbor. Exit/turn toward Tampa Rd / FL-580. Follow Tampa Rd east briefly, then turn into the neighborhood toward Cypress Green Dr. Follow Cypress Green Dr to 3030 Cypress Green Dr. Approx. distance: 25–30 miles Typical drive: ~35–45 minutes, depending on where you start in St. Pete and traffic. From Tampa Take I-275 N/S toward Clearwater/St. Petersburg, depending on your starting point. Take FL-60 W / Courtney Campbell Causeway toward Clearwater. Continue west through Clearwater and connect to US-19 N. Follow US-19 N into Palm Harbor. Take the Tampa Rd / FL-580 area exit and follow local roads to Cypress Green Dr. Continue to 3030 Cypress Green Dr.

Location

3030 CYPRESS GREEN DRIVE, PALM HARBOR, FL 34684

Listing Information

Office10 STARS PROPERTY MANAGEMENT LLC
ListedOctober 5, 2026

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Home Price

$339,000

20% ($67,800)
6.75%

Loan Term

Principal & Interest$1,759
Property Tax (est.)$311
Insurance (est.)$150
Total Monthly$2,220
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How to Buy This Home

Multiple financing options available for this $339,000 home in PALM HARBOR.

🏛️

FHA Loan

$11,865 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.

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