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$284,900

3858 GARNET DRIVE, MULBERRY, FL 33860

3D Tour
Active6 days on market

Beds

4

Baths

2

Sq Ft

1,535 sq ft

Year Built

1980

Lot Size

0.26 acres

Garage

2

About This Property

Virtually Staged. A little country feel without giving up convenience—that’s the appeal of this Mulberry location. Set in rural surroundings with an easy commute to Lakeland or Tampa, this address gives you a place to come home and slow down. This four-bedroom, two-bath ranch keeps everything on one level, with new carpet and new plank flooring giving the interior a fresh start. A brick fireplace adds character to the living room, and the primary bedroom has its own private bath. Need an office? The fourth bedroom gives you that option. But the spot you may find yourself using most is the large screened back porch. Morning coffee, supper outside or a quiet evening after the drive home—there’s room to settle in and stay awhile. It’s good to be home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8555224
StatusActive
Year Built1980
Stories1
Total Rooms3
ConstructionVinyl Siding
RoofShingle
FoundationSlab
FacesNorth
SubdivisionIMPERIALAKES PH 02 SEC 01-A
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Solid Surface Counters, Thermostat
FlooringOther
AppliancesNone
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorSidewalk
FencingWood
Other StructuresShed(s)
Lot Size0.26 acres (11,421 sq ft)
Lot Dimensions66 x 125
Lot FeaturesIn County
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$284,900
Annual Taxes$4,036 (2025)
ZoningPUD
Parcel #232934142450000870

Schools

ElementaryJames W Sikes Elem
MiddleMulberry Middle
HighMulberry High

Directions

Take I-4 East toward Orlando. Take Exit 21 for FL-570 E/Polk Parkway toward Lakeland. Continue east and take the exit toward US-92 W/West Main Street. Turn right onto US-92 W, then turn left onto Reynolds Street. Continue to Garnet Drive and turn onto Garnet Drive.

Location

3858 GARNET DRIVE, MULBERRY, FL 33860

Listing Information

OfficeCARTER COMPANY REALTORS
ListedOctober 6, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$284,900

20% ($56,980)
6.75%

Loan Term

Principal & Interest$1,478
Property Tax (est.)$261
Insurance (est.)$150
Total Monthly$1,889
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $284,900 home in MULBERRY.

🏛️

FHA Loan

$9,972 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,245 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 12, 2026.

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