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$349,900

209 WHITE CLIFF BOULEVARD, AUBURNDALE, FL 33823

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,816 sq ft

Year Built

1999

Lot Size

0.37 acres

Garage

2

About This Property

Welcome home! This charming 3-bedroom, 2-bath single-family home offers the space, privacy, and flexibility you have been looking for, all with NO HOA and situated on an expansive .37 acre corner lot, is ready for you to put your own stamp on it. The property offers plenty of room to enjoy the outdoors, entertain family and friends, or bring your vision for the perfect backyard to life. Inside, you’ll find the kitchen offers a Breakfast Bar, plenty of cabinet space, convenient rollout drawers, a Jenn-Air island stove, and a separate eat-in area. Comfortable split plan layout with three bedrooms, two full bathrooms, and a spacious Primary Suite features a large walk-in closet and an ensuite bathroom with dual sinks, a tiled shower, and a Jacuzzi garden tub. The split-bedroom floor plan provides additional privacy for family and guests. Step outside and discover one of the property's biggest highlights—a huge 40x19 screened-in lanai that creates an incredible space for entertaining, relaxing, and enjoying the Florida lifestyle. With no HOA restrictions, there is plenty of flexibility for your lifestyle, hobbies, recreational vehicles, outdoor equipment, or future improvements. In addition to the massive screened lanai, there is a 14x12 covered patio, providing even more space for entertaining or relaxing. The fenced backyard offers plenty of room for pets, recreation, gardening, or future possibilities. A 16x10 shed provides additional storage. Parking and workspace are also plentiful, with an attached 2-car garage plus a 2-car carport on the driveway. The garage includes a small workshop/storage area and utility sink, making it ideal for projects, hobbies, or additional storage. The property has been well maintained and features a 2020 roof. With its large corner lot, fenced backyard, extensive outdoor living space, generous parking, spacious interior, and NO HOA, this home offers a rare combination of features and flexibility. Whether you are looking for your first home, a place to settle down, or an investment opportunity, this property offers tremendous potential. Conveniently located with easy access to shopping, dining, schools, major roadways, and everything the surrounding area has to offer. Don't miss the opportunity to own a 3-bedroom, 2-bath home on nearly half an acre with NO HOA!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8555246
StatusActive
Year Built1999
Stories1
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSUTTON PLACE PH 01
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecuritySecurity Lights, Smoke Detector(s)

Exterior & Lot

ExteriorFrench Doors, Sliding Doors
FencingChain Link, Fenced
Other StructuresShed(s)
Lot Size0.37 acres (16,117 sq ft)
Lot Dimensions123 x 118
Lot FeaturesCorner Lot, In County
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$349,900
Annual Taxes$3,621 (2026)
FinancingCash, Conventional, FHA, FHA / 203K, USDA Loan, VA Loan
ZoningRES
Parcel #252722299751000170

Schools

ElementaryLena Vista Elem
MiddleStambaugh Middle
HighAuburndale High School

Directions

From I-4 head S on SR559, R on Kingsley Blvd, L on Ryan Thomas Blvd, R on White Cliff

Location

209 WHITE CLIFF BOULEVARD, AUBURNDALE, FL 33823

Listing Information

OfficeORCHARD BROKERAGE, LLC
ListedOctober 9, 2026

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Preferred Time

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Home Price

$349,900

20% ($69,980)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,286
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $349,900 home in AUBURNDALE.

🏛️

FHA Loan

$12,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.

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