- Properties
- Zephyrhills Homes for Sale
- 39800 COUNTY ROAD 54
$450,000
39800 COUNTY ROAD 54, ZEPHYRHILLS, FL 33542
Beds
3
Baths
2
Sq Ft
1,586 sq ft
Year Built
1970
Lot Size
1.09 acres
Garage
4
About This Property
Virtually Staged. Welcome to Your Florida Home! Picture this: you pull in drive through your own private road to your home. In the back you see your toys and RV under their own covered carport, the RV has its own powered spot, and the only thing you hear is the breeze through the mature trees. Welcome to Zephyrhills, where this 3-bed, 2-bath block home sits on a fully fenced acre with space for everything you've been wanting. Outside is where this property shines: A full pool, ready for Florida afternoons Powered car and RV ports Two detached garages with power, for a workshop, hobby space, storage, or the toys Open, cleared entrance lined with mature trees Fully fenced for privacy and flexibility Inside, you get a solid canvas. Block construction, oversized bedrooms (rare in newer homes), and double-pane windows give you a strong foundation to make it your own design. The roof was replaced in 2012 and the AC in 2014, both in working order with no known leaks. You can put your money into the finishes you want instead of the big-ticket items. The numbers make it easier to say yes: No HOA and no CDD fees. Flood Zone X. 1,586 sq ft. 2 detached powered structures totaling 1,292 sq ft. 1 acre You're close to shops, schools, and parks, with easy access to Tampa and Wesley Chapel. Multiple down payment assistance programs may be available, and eligibility varies by buyer, so ask me whether you qualify. Properties with this much land, this much covered parking, and no HOA don't come around often. Book your private showing today and see what you could build here.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I75 take the exit for CR 54 and go east on 54 for about 15 miles. The home is on the right. From SR 98, take CR 54 west for about 7 miles, the house is on the left.
Location
39800 COUNTY ROAD 54, ZEPHYRHILLS, FL 33542
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$450,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $450,000 home in ZEPHYRHILLS.
🏛️
FHA Loan
$15,750 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$22,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.