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$299,800

407 7TH STREET SW, RUSKIN, FL 33570

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,638 sq ft

Year Built

1958

Lot Size

0.51 acres

Garage

—

About This Property

OPPORTUNITY AWAITS! Situated on a desirable corner lot with just over half an acre, this single-family home offers space, versatility, and endless possibilities. The home currently features 3 bedrooms and 2 full bathrooms, along with a formal living room, dining room, an abundance of natural light, and a spacious back porch perfect for enjoying the Florida lifestyle. With over half an acre to make your own, there is plenty of room for your RV, boat, jet skis, recreational toys, or simply the extra outdoor space you've been looking for. Whether you're searching for a primary residence, second home, or investment opportunity, this property offers the flexibility to bring your vision to life. A unique opportunity with land, space, and potential make it your own! Buyer to verify room count, square footage, permitted improvements, and all property information. Public records currently reflect the property as a 2-bedroom, 1-bath home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8555405
StatusActive
Year Built1958
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionRUSKIN CITY MAP OF
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom
FlooringTile
AppliancesMicrowave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors
Lot Size0.51 acres (22,140 sq ft)
Lot Dimensions164 x 165
Lot FeaturesCleared, Flood Insurance Required, Near Marina
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$299,800
Annual Taxes$564 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSC-6
Parcel #U0732191V500000000760.0

Schools

ElementaryRuskin-HB
MiddleShields-HB
HighLennard-HB

Directions

From US 41 make a right on College Avenue, then make a right on Seventh St. SW property is on the left side, second block.

Location

407 7TH STREET SW, RUSKIN, FL 33570

Listing Information

OfficeCENTURY 21 BEGGINS ENTERPRISES
ListedOctober 6, 2026

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Home Price

$299,800

20% ($59,960)
6.75%

Loan Term

Principal & Interest$1,556
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,980
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $299,800 home in RUSKIN.

🏛️

FHA Loan

$10,493 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,990 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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