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$297,900

7442 OXFORD GARDEN CIR, APOLLO BEACH, FL 33572

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,180 sq ft

Year Built

2004

Lot Size

0.10 acres

Garage

—

About This Property

Virtually Staged. COVINGTON GARDENS — INVESTOR OPPORTUNITY! Welcome to this inviting 3-bedroom, 2-bath home offering comfortable living, desirable features. A screened front porch provides a welcoming entry and a great spot to enjoy the Florida breeze. Inside, the kitchen features granite countertops, maple-tone cabinetry, tile flooring, a decorative nook, and French doors with integrated blinds leading to the backyard. The living and dining areas feature attractive laminate flooring, while decorative plant ledges provide additional space to showcase your personal style. Ceiling fans throughout the home and window blinds add comfort and privacy. The spacious primary suite features a walk-in closet and private bath with a relaxing garden tub/shower combination. Located in a natural gas community, the home features a gas furnace, dryer connection. Step outside to the fenced backyard overlooking the pond, complete with an extended concrete patio offering plenty of space for grilling, outdoor dining, and entertaining. Covington Gardens offers a low HOA and CDD, an impressive selection of community amenities, including swimming pools, clubhouse with facilities, fitness center, tennis courts, soccer fields, walking paths, playgrounds, Clock Tower Park, and community activities. Conveniently located near shopping, dining, entertainment, and I-75 for easy commuting. INVESTOR OPPORTUNITY: Property is tenant-occupied with an existing lease through May 1, 2027. Buyer to assume and honor the existing lease, subject to its terms and applicable requirements. Property is being sold AS-IS.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8555555
StatusActive
Year Built2004
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionCOVINGTON PARK
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryOther
CoolingCentral Air
HeatingCentral, Electric, Natural Gas

Exterior & Lot

ExteriorFrench Doors, Sidewalk
FencingFenced
Lot Size0.10 acres (4,440 sq ft)
Lot Dimensions40 x 111
Lot FeaturesIn County, Level, Sidewalk
Road SurfacePaved
ViewTrees/Woods, Water
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$123 / Annually
Senior CommunityNo

Financial Details

List Price$297,900
Annual Taxes$6,188 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U14311969W00002600014.0

Schools

ElementaryDoby Elementary-HB
MiddleEisenhower-HB
HighEast Bay-HB

Directions

I-75 S. Take exit 246 for county rd. 672 w.(Big Bend Rd) turn right on Big Bend Rd. Turn left on Covington Garden Dr. Turn Right onto Oxford Garden Cir. Home will be on the left.

Location

7442 OXFORD GARDEN CIR, APOLLO BEACH, FL 33572

Listing Information

OfficeRE/MAX BAYSIDE REALTY LLC
ListedOctober 6, 2026

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Home Price

$297,900

20% ($59,580)
6.75%

Loan Term

Principal & Interest$1,546
Property Tax (est.)$273
Insurance (est.)$150
Total Monthly$1,969
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $297,900 home in APOLLO BEACH.

🏛️

FHA Loan

$10,427 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,895 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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