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$1,200,000

101 S 12TH STREET UNIT 405, TAMPA, FL 33602

3D Tour
Active8 days on market

Beds

3

Baths

2

Sq Ft

2,527 sq ft

Year Built

2004

Lot Size

—

Garage

2

About This Property

This spacious 2-story loft condo in Victory Lofts is the epitome of urban living in the Channel District, featuring 2,527 square feet of interior living space with 3 bedrooms, 2 bathrooms, and an oversized 12'x18' balcony offering another 216 square feet of outdoor living space. As you enter, you are welcomed by an open floorplan with soaring 18' ceilings, beautiful rustic wood floors, and floor-to-ceiling windows. The updated kitchen features modern high-gloss white cabinetry, quartz countertops, and stainless steel appliances, including a natural gas stove. This level also offers a spacious great room perfect for a large dining room or combined living/dining space with a huge light installation suspended from the 18' ceiling, a separate family room, large guest bedroom, full bathroom, and laundry closet with full-size washer and dryer. Sliding glass doors lead to the oversized balcony equipped with electric, water, and a natural gas line for your grill or outdoor kitchen. The modern industrial staircase takes you to the second level, where you will find another guest bedroom currently used as an open loft living space, an adjacent flex room that can serve as a huge walk-in closet or be converted into a 3rd bathroom and/or upstairs laundry room, and a dream primary suite with downtown Tampa views, a sitting area, large walk-in closet, and huge primary bathroom with access to the flex room. Your new urban dwelling also includes 2 assigned parking spaces in a gated garage and a secured storage unit. Victory Lofts' amenities include a lobby with package room, fitness room, club room with rooftop terrace and BBQ grill, and a fenced dog park. Maintenance fees include water, sewer, trash, natural gas for your stove and grill, basic cable and internet, building insurance, property management, maintenance and janitorial staff, and escrow reserves. Victory Lofts has satisfactorily completed its SIRS and Milestone inspections, with no special assessments currently due or pending. The Channel District offers a multitude of bars, restaurants, and entertainment, plus Publix, CVS, gyms, and locally owned shops and services within walking distance. Sparkman Wharf, Water Street, Florida Aquarium, and Benchmark Arena are also within walking distance, making this the perfect live, work, play environment without having to get in your car.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8555622
StatusActive
Year Built2004
Stories2
Total Rooms4
ConstructionBlock
RoofMembrane
FoundationBlock
FacesWest
SubdivisionVICTORY LOFTS A CONDO
CountyHillsborough
OwnershipCondominium

Interior Features

InteriorHigh Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Walk-In Closet(s), Window Treatments
FlooringConcrete, Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsAluminum Frames, Shades
CoolingCentral Air
HeatingCentral
SecurityFire Sprinkler System, Key Card Entry, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Dog Run, Sidewalk, Storage
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$1,200,000
Annual Taxes$7,292 (2025)
FinancingCash, Conventional
ZoningCD-3
Parcel #A19291979H000000V0405.0

Directions

From south Tampa tale Platt St or Bayshore Blvd over the bridge into downtown Tampa and continue into Channelside past Benchmark Arena, then left on Meridian Ave, then right on Whiting St to the corner of 12th & Whiting.

Location

101 S 12TH STREET UNIT 405, TAMPA, FL 33602

Listing Information

OfficeURBAN LIVING TAMPA BAY REALTY
ListedOctober 7, 2026

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Home Price

$1,200,000

20% ($240,000)
6.75%

Loan Term

Principal & Interest$6,227
Property Tax (est.)$1,100
Insurance (est.)$150
Total Monthly$7,477
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

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