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$599,000

405 MADEIRA CIRCLE, TIERRA VERDE, FL 33715

3D Tour
Active1 days on market

Beds

3

Baths

3

Sq Ft

1,585 sq ft

Year Built

1996

Lot Size

0.02 acres

Garage

,

About This Property

BOAT SLIP INCLUDED! This end-unit townhome on the Island of Tierra Verde comes with its own 50-foot deep water boat slip and 11,000 lb lift (lift new in 2017 with a new power box), so your next adventure on the water starts right out back. Inside, the three-bedroom, three-bath home is filled with natural light, thanks to new hurricane impact windows and doors throughout, a major advantage in an end unit. High vaulted ceilings and wide luxury vinyl plank flooring set a bright, modern tone. The living room, with its wood-burning fireplace, opens to the dining room and flows easily into the kitchen, creating a natural gathering space for entertaining. The kitchen features newer cabinetry, stainless steel appliances, and a light, modern backsplash. Step out onto either of two balconies to enjoy the Florida weather with your favorite beverage. The primary suite offers vaulted ceilings and a large walk-in closet, and the primary bath features dark cabinetry and a granite countertop. A large two-car garage provides plenty of extra storage for all your toys, and the long driveway fits two additional cars. Palms of Tierra delivers true resort-style living with a community pool, tennis courts, and a fitness room. The location is hard to beat: Steps to nightlife and restaurants, 2 minutes to the running and bike trail, 5 minutes to the beaches of Fort De Soto Park, 15 minutes to downtown St. Petersburg, and 40 minutes to Tampa International Airport. Start your Florida lifestyle dream today.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8555652
StatusActive
Year Built1996
Stories3
Total Rooms3
ConstructionBlock, Wood Frame
RoofShingle
FoundationSlab
FacesNorth
SubdivisionPALMS OF TIERRA
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorBalcony
Lot Size0.02 acres (880 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$645 / Monthly
Senior CommunityNo

Financial Details

List Price$599,000
Annual Taxes$2,362 (2025)
FinancingCash, Conventional
ZoningRM-15
Parcel #203216659050010010

Directions

Pinellas Bayway S to Tierra Verde, go thru traffic circle, form Bayway make a U-turn then right turn into complex to address. Park in the Drive way.

Location

405 MADEIRA CIRCLE, TIERRA VERDE, FL 33715

Listing Information

OfficeSMITH & ASSOCIATES REAL ESTATE
ListedOctober 7, 2026

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Home Price

$599,000

20% ($119,800)
6.75%

Loan Term

Principal & Interest$3,108
Property Tax (est.)$549
Insurance (est.)$150
Total Monthly$3,807
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How to Buy This Home

Multiple financing options available for this $599,000 home in TIERRA VERDE.

🏦

Conventional

$29,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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