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$274,900

4042 HOMESTEAD DRIVE, LAKELAND, FL 33810

3D Tour
Active1 days on market

Beds

4

Baths

2

Sq Ft

1,358 sq ft

Year Built

1990

Lot Size

0.23 acres

Garage

—

About This Property

NO HOA, MOTHER-IN-LAW SUITE & NEW ROOF (2023)! Welcome to this charming 4-bedroom, 2-bathroom home nestled in a quiet, established neighborhood. Offering a spacious and versatile layout, this home features a mother-in-law suite, perfect for multi-generational living and providing the convenience of keeping family close while still offering additional privacy. Step outside to the covered back porch, an ideal space for entertaining, relaxing, or enjoying your morning coffee. The property is conveniently located with easy access to I-4 and is just minutes from shopping centers, restaurants, schools, and everyday amenities. Enjoy added peace of mind with a NEW ROOF installed in 2023. With NO HOA, a flexible layout, and an excellent location, this home offers the perfect combination of comfort, convenience, and versatility. Whether you're a first-time home buyer, growing family, multi-generational household, or investor, this property is an opportunity you won't want to miss. Schedule your showing today and come see everything this home has for you!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8555781
StatusActive
Year Built1990
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHOMESTEADTHE PH 02
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringLuxury Vinyl
AppliancesMicrowave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors
Lot Size0.23 acres (9,932 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Available, Water Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$274,900
Annual Taxes$3,318 (2025)
FinancingCash, Conventional, FHA
Parcel #232720002020000700

Directions

Right on Pine Ave NW, then left on 2nd St NW and another left on Homestead Dr and the property will be on the left.

Location

4042 HOMESTEAD DRIVE, LAKELAND, FL 33810

Listing Information

OfficeLA ROSA REALTY, LLC
ListedOctober 7, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$274,900

20% ($54,980)
6.75%

Loan Term

Principal & Interest$1,426
Property Tax (est.)$252
Insurance (est.)$150
Total Monthly$1,828
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How to Buy This Home

Multiple financing options available for this $274,900 home in LAKELAND.

🏛️

FHA Loan

$9,622 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$13,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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