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$400,000

8266 PEAK AVENUE, LAKELAND, FL 33810

Active1 days on market

Beds

4

Baths

3

Sq Ft

2,508 sq ft

Year Built

2006

Lot Size

0.17 acres

Garage

—

About This Property

Are you looking for an amazing to live with your, wow I have one for you here in Lakeland. Huge home with an amazing amount of space ! 4 bedroom 2.5 Bath and a loft that could be made to 5th bedroom! With over 2500 sq ft living and 2958 sq ft under roof. 2 car garage and white vinyl. First floor maser bathroom features separate garden tub and shower with huge walk-in-closet. Granite kitchen counter tops and breakfast bar, Formal dinning, inside laundry, and lots of storage closets. Three large bedrooms upstairs and a loft all have matching luxury vinyl plank and ceiling fans. Great community HOA does not allow for non-owner occupied so neighborhood shows pride of ownership. Some TLC need to be done and the sellers are willing to negotiate, please feel free to come and see this beautiful house where your Family will feel good to live in.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8555831
StatusActive
Year Built2006
Total Rooms3
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionHIGH POINTE NORTH
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorHigh Ceilings, Open Floorplan, Solid Surface Counters, Thermostat
FlooringEngineered Hardwood, Vinyl
AppliancesDishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorDog Run, Garden, Sidewalk
FencingFenced
Lot Size0.17 acres (7,405 sq ft)
Lot FeaturesIn County, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$475 / Annually
Senior CommunityNo

Financial Details

List Price$400,000
Annual Taxes$3,995 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningR
Parcel #232710000830000800

Schools

ElementaryR. Clem Churchwell Elem
MiddleSleepy Hill Middle
HighKathleen High

Directions

98N to Banana turn west to Peak turn North home on west side of street

Location

8266 PEAK AVENUE, LAKELAND, FL 33810

Listing Information

OfficeSIGNATURE REALTY ASSOCIATES
ListedOctober 8, 2026

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Home Price

$400,000

20% ($80,000)
6.75%

Loan Term

Principal & Interest$2,076
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $400,000 home in LAKELAND.

🏛️

FHA Loan

$14,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

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