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$260,000

3430 HILLMOOR DRIVE, PALM HARBOR, FL 34685

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

946 sq ft

Year Built

1985

Lot Size

0.07 acres

Garage

0

About This Property

Virtually staged. Water View! You will not want to miss this updated 2-bed, 2-bath Villa in desirable Brookhaven. This GATED Community in Ridgemoor offers maintenance free living in the heart of Palm Harbor! Updated wood-like tile throughout. Great room features vaulted ceilings, a cozy fireplace, and scenic water views. Beautifully updated kitchen with eat-in counter, stainless steel appliances, granite countertops, decorative backsplash, under cabinet lighting, and dark wood cabinets. Enjoy beautiful water view sunsets every night from the covered patio. Primary bedroom features an ensuite bathroom and walk-in closet. Enjoy the convenience of an inside washer and dryer and updated bathrooms. A/C installed in 2023. Pet friendly community & super location close to John Chestnut Park with a variety of wildlife and Lake Tarpon for boating & dog park, N Pinellas Trail and YMCA, shopping, restaurants, and golf courses nearby. Short drive to the beach, Tampa International Airport & PIE Airport. Easy commute to Tampa and St. Pete. Flood insurance not required.

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8556103
StatusActive
Year Built1985
Stories1
Total Rooms4
ConstructionStucco, Wood Frame
RoofShingle
FoundationSlab
FacesNorth
SubdivisionBROOKHAVEN
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringTile
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Entrance, Rain Gutters, Sidewalk
Lot Size0.07 acres (2,966 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved, Asphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Connected, Fire Hydrant, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$347 / Monthly
Senior CommunityNo

Financial Details

List Price$260,000
Annual Taxes$4,835 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-2.5_1.
Parcel #262716118790060020

Schools

ElementaryCypress Woods Elementary-PN
MiddleCarwise Middle-PN
HighEast Lake High-PN

Directions

North on East Lake Rd., turn Right on Ridgemoor Dr, Left into Brookhaven

Location

3430 HILLMOOR DRIVE, PALM HARBOR, FL 34685

Listing Information

OfficeON TOP OF THE WORLD RE
ListedOctober 9, 2026

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Preferred Time

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Home Price

$260,000

20% ($52,000)
6.75%

Loan Term

Principal & Interest$1,349
Property Tax (est.)$238
Insurance (est.)$150
Total Monthly$1,737
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $260,000 home in PALM HARBOR.

🏛️

FHA Loan

$9,100 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.

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