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$515,000

1015 TRACEY ANN LOOP, SEFFNER, FL 33584

3D Tour
Active1 days on market

Beds

4

Baths

3

Sq Ft

2,610 sq ft

Year Built

2016

Lot Size

0.24 acres

Garage

3

About This Property

Welcome to this beautifully appointed home in the gated community of Reserve at Hunters Lake! Offering 4 bedrooms, 3 bathrooms, a dedicated office, and a spacious 3-car garage, this thoughtfully designed home combines comfort, functionality, and elegant finishes. The open-concept interior features soaring ceilings, abundant natural light, crown molding, and tray ceilings throughout. The gourmet kitchen boasts granite countertops, 42-inch espresso cabinetry, a tile backsplash, stainless steel appliances, and an oversized center island, creating the perfect setting for everyday living and entertaining. Step outside to an expansive screened lanai with a fully equipped outdoor kitchen and convenient bathroom access, ideal for hosting gatherings or enjoying Florida living year-round. The oversized backyard offers additional space to relax and unwind. The private owner's suite serves as a peaceful retreat with a tray ceiling, walk-in closet, dual vanities, and a separate walk-in shower. A split-bedroom floor plan provides added privacy, while the long driveway offers ample parking. Enjoy the benefits of a gated community conveniently located near shopping, dining, parks, top-rated schools, and major roadways. With low HOA fees of just $360 quarterly and **no CDD fees**, this home offers an exceptional combination of quality construction, desirable amenities, and everyday convenience. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8556150
StatusActive
Year Built2016
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionRESERVE AT HUNTERS LAKE
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Walk-In Closet(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors, Sprinkler Metered
Lot Size0.24 acres (10,469 sq ft)
Lot FeaturesSidewalk
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$360 / Quarterly
Senior CommunityNo

Financial Details

List Price$515,000
Annual Taxes$6,554 (2025)
FinancingCash, Conventional, FHA
ZoningPD
Parcel #U1329209Y9B0000000035.0

Directions

Head east on E Brandon Blvd toward S Montclair Ave, Use the left 2 lanes to turn left onto Kingsway Rd, Turn right onto E Clay Ave, Turn left onto Seffner Valrico Rd, Turn right onto Tracey Ann Loop, Turn right to stay on Tracey Ann Loop to 1015.

Location

1015 TRACEY ANN LOOP, SEFFNER, FL 33584

Listing Information

OfficePEOPLE'S CHOICE REALTY SVC LLC
ListedOctober 8, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$515,000

20% ($103,000)
6.75%

Loan Term

Principal & Interest$2,672
Property Tax (est.)$472
Insurance (est.)$150
Total Monthly$3,294
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How to Buy This Home

Multiple financing options available for this $515,000 home in SEFFNER.

🏛️

FHA Loan

$18,025 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$25,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.

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