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$174,900

1871 PINE RIDGE WAY W UNIT E1, PALM HARBOR, FL 34684

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

979 sq ft

Year Built

1983

Lot Size

—

Garage

0

About This Property

Virtually Staged. Welcome to Pine Ridge at Palm Harbor, a desirable 55+ condominium community offering an active Florida lifestyle in a convenient Pinellas County location. This beautifully updated 2-bedroom, 2-bathroom condo with assigned parking combines modern improvements, comfortable living, and peaceful pond views. With major updates already completed, this move-in-ready residence is ideal for year-round living or a seasonal Florida retreat. Recent improvements include a NEW AIR CONDITIONING SYSTEM installed in November 2025, a NEW WATER HEATER in early 2025, and NEW INTERIOR PAINT throughout in September 2026. Flooring was updated throughout in 2024, with NEW CARPET installed in the bedrooms and main living area in September 2026. The kitchen features a NEW REFRIGERATOR, RANGE, AND MICROWAVE, all replaced in 2026. These thoughtful upgrades provide a fresh, inviting interior and added peace of mind for the next owner. One of the home's most appealing features is the enclosed Florida room, offering approximately 81 square feet of additional space and tranquil north-facing pond views. It's an ideal setting for enjoying your morning coffee, reading, or simply relaxing while overlooking the water. Enjoy the convenience of an HOA fee that includes WATER, SEWER, INTERNET, CABLE TELEVISION, and TRASH COLLECTION TWICE WEEKLY. An additional private storage room is conveniently located in the hallway near the front entrance, providing valuable extra storage space. Pine Ridge at Palm Harbor offers resort-style amenities, including a HEATED SWIMMING POOL, SPA, CLUBHOUSE, SHUFFLEBOARD COURTS, walking trails around scenic ponds, picnic areas, and barbecue facilities. The community provides numerous opportunities to enjoy outdoor recreation, social activities, and the Florida sunshine. Pet-friendly policies and seasonal rental opportunities add to the property's flexibility, subject to association requirements. Conveniently situated just off US Highway 19 North, this Palm Harbor 55+ community offers easy access to shopping, restaurants, grocery stores, medical facilities, and nearby golf courses. Explore charming Downtown Palm Harbor, Historic Downtown Dunedin, the Tarpon Springs Sponge Docks, and the beautiful Gulf Coast beaches. The nearby Pinellas Trail offers miles of opportunities for walking, running, and cycling, while Honeymoon Island State Park and the Dunedin Causeway provide outstanding coastal recreation. Whether you're searching for a primary residence, winter getaway, or low-maintenance condominium in Palm Harbor, this extensively updated 2-bedroom, 2-bath home offers an exceptional opportunity to enjoy Florida's Gulf Coast lifestyle. Schedule your private showing and discover everything Pine Ridge at Palm Harbor has to offer!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8556171
StatusActive
Year Built1983
Stories1
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionPINE RIDGE AT PALM HARBOR
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Thermostat, Walk-In Closet(s)
FlooringCarpet, Laminate
AppliancesDishwasher, Dryer, Range Hood, Refrigerator, Washer
LaundryLaundry Closet
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors, Storage
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$422 / Monthly
Senior CommunityYes

Financial Details

List Price$174,900
Annual Taxes$2,562 (2025)
FinancingCash, Conventional
Parcel #062816716955041050

Directions

From US Highway 19 North, turn right into the Pine Ridge community entrance just past Nebraska Avenue. At the stop sign, turn left onto Pine Ridge Way.

Location

1871 PINE RIDGE WAY W UNIT E1, PALM HARBOR, FL 34684

Listing Information

OfficeCOMPASS FLORIDA, LLC
ListedOctober 8, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$174,900

20% ($34,980)
6.75%

Loan Term

Principal & Interest$908
Property Tax (est.)$160
Insurance (est.)$150
Total Monthly$1,218
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How to Buy This Home

Multiple financing options available for this $174,900 home in PALM HARBOR.

🏦

Conventional

$8,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

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