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$370,000

10439 LAGUNA PLAINS DRIVE, RIVERVIEW, FL 33578

3D Tour
Active10 days on market

Beds

3

Baths

3

Sq Ft

2,426 sq ft

Year Built

2019

Lot Size

0.10 acres

Garage

2

About This Property

Virtually Staged. **Beautiful Water Views, Solar Savings & Exceptional Indoor-Outdoor Living!** Discover the perfect blend of comfort, efficiency, and Florida living in this beautifully maintained home featuring a serene water view, a fully fenced backyard, and an impressive list of upgrades designed to enhance your everyday lifestyle. Enjoy fresh sod, French drains, and a spacious 20' x 14' screened-in patio with an epoxy-finished surface—an ideal setting for morning coffee, weekend gatherings, or relaxing evenings overlooking the water. One of this home's standout features is its **paid-off solar panel system, installed in July 2024**, offering an incredible opportunity for long-term energy savings. The electric bill has been reduced to less than $100 for an entire year, according to the seller, and two solar-powered outlets provide power during outages while the sun shines. Enjoy added peace of mind knowing the transferable solar warranties include 25-year workmanship and roof-penetration coverage from the installer, a 10-year manufacturer warranty on the inverters, and a 25-year warranty on the panels. Inside, discover a versatile layout with an enclosed office perfect for working from home, a spacious upstairs loft offering additional living or entertainment space, and energy-conscious features throughout. Double-pane windows and an ENERGY STAR-rated home add to the appeal, while front and rear cameras provide additional security. The kitchen features a reverse osmosis water filtration system beneath the sink, with extra filters included. Major updates include roof, air conditioning system serviced in July 2026, and a water heater. washer and dryer, all from 2019 are included for added convenience. Hurricane shutters and all associated fasteners are also included, helping you prepare for storm season. Step outside to enjoy the privacy of your fully fenced yard, beautifully refreshed landscaping, and the relaxing water backdrop. Enjoy the downstairs office with door, or the upstairs loft. Residents can also take advantage of the community pool, creating even more opportunities to enjoy the Florida lifestyle. With a low HOA fee of just $300 quarterly, paid-off solar panels, transferable warranties, valuable improvements, and inviting indoor-outdoor living spaces, this home offers a compelling combination of lifestyle, comfort, and potential energy savings. **Come experience the water views, thoughtful upgrades, and Florida living you've been looking for!**

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8556221
StatusActive
Year Built2019
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionMEDFORD LAKES PH 2B
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Other, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther, Sidewalk
Lot Size0.10 acres (4,400 sq ft)
Road SurfaceAsphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Other

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$300 / Quarterly
Senior CommunityNo

Financial Details

List Price$370,000
Annual Taxes$4,582 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U293020A8T00000000202.0

Schools

ElementarySessums-HB
MiddleRodgers-HB
HighSpoto High-HB

Directions

From US-301, turn to go East on Cone Grove Rd. Turn left onto Southern Forest Dr. then left onto Laguna Plains Dr. The property will be on your left.

Location

10439 LAGUNA PLAINS DRIVE, RIVERVIEW, FL 33578

Listing Information

OfficeLPT REALTY, LLC
ListedOctober 9, 2026

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Home Price

$370,000

20% ($74,000)
6.75%

Loan Term

Principal & Interest$1,920
Property Tax (est.)$339
Insurance (est.)$150
Total Monthly$2,409
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $370,000 home in RIVERVIEW.

🏛️

FHA Loan

$12,950 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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