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$315,000

1028 S TERRY AVENUE, LAKELAND, FL 33815

3D Tour
Active0 days on market

Beds

4

Baths

2

Sq Ft

1,705 sq ft

Year Built

2026

Lot Size

0.16 acres

Garage

0

About This Property

NO HOA OR CDD!!!! Discover this stunning new construction home featuring 4 spacious bedrooms and 2 modern bathrooms, thoughtfully designed for both comfort and style. Ideally located in Central Lakeland, this home is less than 2 miles from I-4 and just minutes from downtown Lakeland shops, Lakeside Village strip mall and restaurants, offering both convenience and accessibility. The heart of the home showcases a beautifully designed kitchen complete with elegant quartz countertops, sleek finishes, stainless steel appliances, also included washer and dryer—perfect for everyday living and entertaining. The tray ceilings add a touch of sophistication and architectural charm. Enjoy the open-concept layout filled with an abundance of natural light, creating a warm and inviting atmosphere throughout. Relax on the large front porch or unwind in the private primary suite, designed as your personal retreat. The additional bedrooms provide flexibility for family, guests, or a home office. Built with quality craftsmanship and contemporary finishes, this move-in-ready home is designed to meet today’s modern lifestyle needs. Don’t miss the opportunity to own this beautifully crafted brand-new home—proudly designed and built by D.S. Hibbert Homes!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8556329
StatusActive
Year Built2026
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionWOODLAWN SUB
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCeiling Fan(s), Walk-In Closet(s)
FlooringVinyl
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Sliding Doors
Lot Size0.16 acres (6,800 sq ft)
Lot Dimensions50 x 136
Road SurfaceConcrete
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Water Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$315,000
Annual Taxes$179 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningR-3
Parcel #232823101000001210

Schools

ElementaryJesse Keen Elem
MiddleSleepy Hill Middle
HighKathleen High

Directions

From I-4 take exit 28 toward US-92/Lakeland. Merge onto FL-546. Turn right onto US-92 W/N Wabash Ave. Turn left onto W Highland St. Turn right onto Terry Ave. The home is located on the East side of the street.

Location

1028 S TERRY AVENUE, LAKELAND, FL 33815

Listing Information

OfficeFLORIDA REALTY
ListedOctober 9, 2026

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Home Price

$315,000

20% ($63,000)
6.75%

Loan Term

Principal & Interest$1,634
Property Tax (est.)$289
Insurance (est.)$150
Total Monthly$2,073
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $315,000 home in LAKELAND.

🏛️

FHA Loan

$11,025 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

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