$315,000
1028 S TERRY AVENUE, LAKELAND, FL 33815
Beds
4
Baths
2
Sq Ft
1,705 sq ft
Year Built
2026
Lot Size
0.16 acres
Garage
0
About This Property
NO HOA OR CDD!!!! Discover this stunning new construction home featuring 4 spacious bedrooms and 2 modern bathrooms, thoughtfully designed for both comfort and style. Ideally located in Central Lakeland, this home is less than 2 miles from I-4 and just minutes from downtown Lakeland shops, Lakeside Village strip mall and restaurants, offering both convenience and accessibility. The heart of the home showcases a beautifully designed kitchen complete with elegant quartz countertops, sleek finishes, stainless steel appliances, also included washer and dryer—perfect for everyday living and entertaining. The tray ceilings add a touch of sophistication and architectural charm. Enjoy the open-concept layout filled with an abundance of natural light, creating a warm and inviting atmosphere throughout. Relax on the large front porch or unwind in the private primary suite, designed as your personal retreat. The additional bedrooms provide flexibility for family, guests, or a home office. Built with quality craftsmanship and contemporary finishes, this move-in-ready home is designed to meet today’s modern lifestyle needs. Don’t miss the opportunity to own this beautifully crafted brand-new home—proudly designed and built by D.S. Hibbert Homes!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-4 take exit 28 toward US-92/Lakeland. Merge onto FL-546. Turn right onto US-92 W/N Wabash Ave. Turn left onto W Highland St. Turn right onto Terry Ave. The home is located on the East side of the street.
Location
1028 S TERRY AVENUE, LAKELAND, FL 33815
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$315,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $315,000 home in LAKELAND.
🏛️
FHA Loan
$11,025 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.