$359,900
35040 SMOKETREE LANE, DADE CITY, FL 33523
Beds
3
Baths
2
Sq Ft
2,044 sq ft
Year Built
2025
Lot Size
0.22 acres
Garage
2
About This Property
Virtually Staged. SPARKLY NEW! This never occupied 2025 built "Shelby" home invites you to enjoy a relaxing and affordable lifestyle! Located in the popular Whispering Oaks Estates community, this beautiful 3/2/2 home with 2044 SFLA features luxury vinyl flooring, upgraded wood cabinets, quartz countertops, state of the art applicances, a walk-in closet in the great room (extra storage is always a plus!) and an interior laundry room complete with washer & dryer. The 2 car garage has a door opener and stairs for attic access. The landscaping is already in place, complete with a bird bath in the rear yard and even a peach tree. The golf course is under new ownership and will reopen in the next few months. Rumor has it that there will be "night golf" and some other new and fun activities to enjoy. Whispering Oaks Estates is a Master planned community with reasonable deed restrictions and low annual fees. Dues this year are $277 (that's annual, not monthly). The roads are private, and there is a recreation center available for meetings and social activities including a spring picnic. The location is unique in that the community has a rustic, quaint, country feel (with lots of trees and nature), yet living there, you'll be convenient to multiple small towns and major cities like Tampa and Orlando. You can be on the shores of the Gulf of America in a half hour and on I-75 in less than 10 minutes. The area is growing with amenities - medical, shopping, restaurants and more. The city address can be Dade City or Ridge Manor - both have the same zip code. Why not come experience this offering for yourself? You'll be glad you did! $359,900
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From the intersection of Treiman Blvd. (US Hwy 301) and Cortez Blvd. (SR 50), North on Treiman Blvd. to left on Whispering Oaks Blvd. (2nd road on left), take an immediate left on Beechwood Drive and then an immeciate right on Smoketree Lane to home on left (no sign).
Location
35040 SMOKETREE LANE, DADE CITY, FL 33523
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$359,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $359,900 home in DADE CITY.
🏛️
FHA Loan
$12,597 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,995 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.