$299,900
1983 FAN ALOE WAY, RUSKIN, FL 33570
Beds
3
Baths
2
Sq Ft
1,540 sq ft
Year Built
2022
Lot Size
0.14 acres
Garage
2
About This Property
WHY WAIT TO BUILD? Enjoy the benefits of NEWER CONSTRUCTION WITHOUT THE WAIT at 1983 Fan Aloe Way! Located on a QUIET CUL-DE-SAC in Ruskin’s Spencer Creek community, this meticulously maintained 2022-BUILT HOME offers 3 BEDROOMS, 2 BATHROOMS, a 2-CAR GARAGE, and 1,540 SQ FT of bright, open living space. The OPEN-CONCEPT, SPLIT-BEDROOM FLOOR PLAN features high ceilings, plenty of natural light, and a spacious kitchen with STONE COUNTERTOPS, CENTER ISLAND, solid wood cabinetry, pantry, and stainless steel appliances. An added bonus is the REVERSE OSMOSIS WATER FILTRATION SYSTEM, providing filtered drinking water directly from your kitchen faucet! The primary suite features a WALK-IN CLOSET, DUAL VANITIES, and a spacious walk-in shower with rainfall showerhead. Step outside to your FULLY FENCED BACKYARD with vinyl privacy fencing, perfect for relaxing, entertaining, and enjoying the Florida lifestyle. Enjoy peace of mind with a 2022 ROOF, 2022 AC, and newer Electrical, Water Heater, and Appliances—all in fantastic working order! Additional features include an irrigation system, rain gutters, and NO FLOOD ZONE!! Residents enjoy a COMMUNITY POOL, CLUBHOUSE, DOG PARK, PLAYGROUND, and sidewalks, all with a LOW HOA FEE collected once a year! Conveniently located near shopping, dining, schools, parks, and major roadways. Whether you're looking for your first home, downsizing, or investing, this property offers the SPACE, PRIVACY, AND CONVENIENCE of newer construction without the added wait. ALL FINANCING TYPES WELCOME—CONVENTIONAL, VA, FHA, USDA, DOWN PAYMENT ASSISTANCE PROGRAMS, AND CASH! This home is MOVE-IN READY AND WAITING JUST FOR YOU—SCHEDULE YOUR PRIVATE SHOWING TODAY before someone else takes advantage of this awesome opportunity & price!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-75: Take exit 240B for FL-674 W toward Ruskin. Head west on FL-674 W / College Ave, then turn right onto 18th St SE. Turn right onto Shell Point Rd E, then turn left onto Hawks Point Dr. Turn right onto Fan Aloe Way and follow the road into the cul-de-sac. The home will be located on the right. From US-41: Head east on Shell Point Rd E. Turn left onto Hawks Point Dr, then turn right onto Fan Aloe Way. Follow the road into the cul-de-sac circle, and the home will be located on the right.
Location
1983 FAN ALOE WAY, RUSKIN, FL 33570
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$299,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $299,900 home in RUSKIN.
🏛️
FHA Loan
$10,497 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,995 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.