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$215,000

4725 COVE CIRCLE APT 609, ST PETERSBURG, FL 33708

3D Tour
Active2 days on market

Beds

2

Baths

2

Sq Ft

1,040 sq ft

Year Built

1970

Lot Size

,

Garage

0

About This Property

Welcome to your dream WATERFRONT retreat in a premier, gated 55+ resort-style community! This beautifully updated 2-bedroom, 2-bathroom condo with COVERED PARKING offers the perfect blend of modern luxury and effortless coastal living. From the moment you step into the light and airy entryway—complete with extra built-in closets—you are greeted by an expansive living and dining combo featuring gorgeous views of the canal and the sparkling Intracoastal waters of Boca Ciega Bay. The heart of the home is a beautifully renovated kitchen, fully equipped with premium granite countertops, modern white cabinetry, a spacious pantry, stainless steel appliances, and newly added inset lighting for a bright, welcoming culinary experience. The living space flows seamlessly into a massive Florida room, providing an ideal bonus office setup with front-row seats to the waterfront. Both viewpoints are fully protected by hurricane shutters and convenient remote-controlled blinds. Retreat to the oversized primary suite, which serves as a private oasis featuring an en-suite bathroom and a vast walk-in closet equipped with an IN-UNIT WASHER DRYER. Your guests will enjoy absolute privacy as the second bedroom also boasts its own dedicated en-suite bath. Storage is never an issue here, thanks to an in-unit utility room and an additional assigned storage closet located just down the hall next to the elevators and main laundry area. Situated on over 40 beautifully maintained acres, this fully funded, gated community features full-time management and a no-pet policy. The incredibly comprehensive HOA fee covers water, trash, sewer, cable, internet, exterior insurance, and all exterior/grounds maintenance, alongside total access to the unparalleled amenities. Enjoy 2 heated pools, a marina with direct access to the Intracoastal, and a brand-new clubhouse complete with an entertainment stage, billiards, a fully equipped gym, and a relaxing massage room. Active residents will love the tennis courts, pickleball, shuffleboard, cornhole, kayak racks, grilling areas, and the 3 community fishing docks currently being restored. Step outside to watch the dolphins play, or head just outside the gates to explore Madeira Beach’s world-class sandy beaches, vibrant nightlife, exceptional dining, shopping, and public transit. OH did I forget to mention it FULLY FURNISHED bring your bathing suits and flipflops and start living the waterfront life style you deserve.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8556555
StatusActive
Year Built1970
Stories10
Total Rooms10
ConstructionBlock, Concrete
RoofMembrane, Other
FoundationConcrete Perimeter, Slab
FacesSouthwest
SubdivisionCOLUMBIA TOWERS
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Elevator, Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
WindowsAluminum Frames, Blinds, Shutters, Window Treatments
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Hurricane Shutters, Irrigation System, Lighting, Outdoor Shower, Rain Gutters, Shade Shutter(s), Sidewalk, Storage, Tennis Court(s)
FencingFenced
Road SurfaceAsphalt
0

Utilities

WaterCanal/Lake For Irrigation, Public
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Fire Hydrant, Phone Available, Sewer Connected, Street Lights

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$817 / Monthly
Senior CommunityYes

Financial Details

List Price$215,000
Annual Taxes$2,003 (2025)
FinancingCash, Conventional
ZoningRESIDENTIAL
Parcel #043115177030000609

Directions

DUHME TO COVE CIRCLE -RIGHT AT 1ST STOP SIGN-NEXT LEFT IS GUEST PARKING (BEHIND TENNIS COURTS)-BUILDING DIRECTLY TO YOUR RIGHT.

Location

4725 COVE CIRCLE APT 609, ST PETERSBURG, FL 33708

Listing Information

OfficeNEXTHOME LUXE COASTAL
ListedOctober 19, 2026

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Home Price

$215,000

20% ($43,000)
6.75%

Loan Term

Principal & Interest$1,116
Property Tax (est.)$197
Insurance (est.)$150
Total Monthly$1,463
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How to Buy This Home

Multiple financing options available for this $215,000 home in ST PETERSBURG.

🏦

Conventional

$10,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.

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