$400,000
509 ROYAL EMPRESS DRIVE, RUSKIN, FL 33570
Beds
6
Baths
3
Sq Ft
2,624 sq ft
Year Built
2022
Lot Size
0.14 acres
Garage
0
About This Property
Virtually Staged. Exceptional Value with an Assumable 4.25% Mortgage! Built in 2022, this well-maintained six-bedroom home in the Glencove community of Ruskin offers spacious living, flexible spaces, and a private backyard with no rear neighbors. The open-concept floor plan features tile flooring throughout the main living areas and bathrooms, carpeted bedrooms, and a versatile loft ideal for a home office, media room, or additional living space. Enjoy Florida's outdoor lifestyle from the screened-in lanai with brick pavers, perfect for relaxing or entertaining. Glencove amenities include a community pool, sidewalks, and walking trails. Low HOA fees and no CDD add to the appeal. Conveniently located near US-41, I-75, and US-301, with access to shopping, dining, waterfront destinations, boating, fishing, and outdoor recreation throughout the Tampa Bay area. Priced at $400,000, this home may offer the opportunity to assume an existing mortgage with an approximate $376,000 balance at 4.25% interest, subject to lender approval and qualification. The estimated principal and interest payment is approximately $1,993 per month; taxes, insurance, HOA fees, and other costs are additional. A rare opportunity to own a newer six-bedroom home with flexible living space and potential financing advantages.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From I-75, take Exit 240B toward FL-674 W/College Avenue. Turn left onto Cypress Village Boulevard, then turn right onto 19th Avenue NE. Turn left onto 12th Street NE. The home will be on your right.
Location
509 ROYAL EMPRESS DRIVE, RUSKIN, FL 33570
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$400,000
Loan Term
How to Buy This Home
Multiple financing options available for this $400,000 home in RUSKIN.
🏛️
FHA Loan
$14,000 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.