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$699,990

402 N ORANGE STREET, NEW SMYRNA BEACH, FL 32168

Active21 days on market

Beds

3

Baths

3

Sq Ft

1,634 sq ft

Year Built

1924

Lot Size

0.13 acres

Garage

0

About This Property

Bring your golf cart and embrace the New Smyrna Beach lifestyle! Just two blocks from historic Canal Street and the scenic Indian River, this beautifully renovated 1924 home puts the best of coastal living right at your fingertips. Enjoy morning walks along the waterfront, explore downtown boutiques, restaurants, and galleries, or hop in your golf cart for a short ride to Flagler Avenue and New Smyrna's beautiful beaches. From local festivals and waterfront dining to laid-back beach days, this exceptional downtown location makes it easy to enjoy everything that makes New Smyrna Beach special. Thoughtfully reimagined with more than $200,000 invested in renovations and improvements, this charming home combines the character of an established downtown neighborhood with the comfort, style, and major systems of an extensively updated residence. The main level features two bedrooms, two full baths, an inviting living and dining area, inside laundry, and a beautifully renovated kitchen and bathrooms with updated cabinetry, stone countertops, and modern finishes. Improvements extend well beyond the cosmetics and include a metal roof, new HVAC system, double-pane windows, updated doors, flooring, crawlspace encapsulation, and attic insulation. A standout feature is the second-floor bonus suite with a bedroom, full bath, living area, and kitchenette. This versatile space is ideal for guests, a private home office, studio, extended living space, or a comfortable retreat separate from the main level. Outside, the property is designed for attractive, low-maintenance living with artificial turf, modern landscaping, landscape lighting, a covered front porch, a fenced yard, private driveway parking, a storage shed, and inviting outdoor entertaining areas. Whether you're searching for a full-time residence or a seasonal coastal retreat, 402 N. Orange Street offers a distinctive combination of historic character, extensive modern improvements, flexible living space, and an exceptional downtown location. Experience the charm, convenience, and relaxed coastal lifestyle that make New Smyrna Beach such a special place to call home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8556628
StatusActive
Year Built1924
Stories2
Total Rooms7
ConstructionCement Siding, Wood Frame
RoofMetal
FoundationCrawlspace
FacesEast
SubdivisionPITZER & NELSONS NEW SMYRNA
CountyVolusia
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat
FlooringLaminate, Tile
AppliancesBar Fridge, Dishwasher, Disposal, Dryer, Range, Range Hood, Refrigerator, Washer
LaundryInside
WindowsENERGY STAR Qualified Windows, Insulated Windows, Shutters
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Lighting, Sidewalk, Storage
FencingFenced
Other StructuresShed(s)
Lot Size0.13 acres (5,550 sq ft)
Lot Dimensions50 x 111
Lot FeaturesCity Lot, Sidewalk
Road SurfacePaved, Other
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Public, Water Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$699,990
Annual Taxes$5,480 (2025)
FinancingCash, Conventional, FHA, VA Loan
Zoning10B3
Parcel #744129030020

Directions

From Canal Street, turn north onto N Orange Street. Continue north on N Orange Street to 402 N Orange Street. The property will be on the left.

Location

402 N ORANGE STREET, NEW SMYRNA BEACH, FL 32168

Listing Information

OfficeFLAT FEE MLS REALTY
ListedOctober 12, 2026

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Home Price

$699,990

20% ($139,998)
6.75%

Loan Term

Principal & Interest$3,632
Property Tax (est.)$642
Insurance (est.)$150
Total Monthly$4,424
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How to Buy This Home

Multiple financing options available for this $699,990 home in NEW SMYRNA BEACH.

🏛️

FHA Loan

$24,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$35,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 2, 2026.

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