$235,000
911 S MISSOURI AVENUE, LAKELAND, FL 33803
Beds
2
Baths
1
Sq Ft
827 sq ft
Year Built
1920
Lot Size
0.19 acres
Garage
0
About This Property
Historic charm, modern updates, and flexible purchase options! This beautifully updated 2-bedroom, 1-bath historic bungalow is ideally located just minutes from the heart of downtown Lakeland. Full of character, the home features luxury vinyl flooring, a decorative wood-burning fireplace, an inviting living and dining area, and a kitchen complete with stainless steel appliances. Additional highlights include a walk-in closet, washer and dryer, mini-split heating and cooling, and a charming covered front porch. The newly completed, fully fenced yard offers additional privacy and outdoor space (not yet reflected in listing photos). Enjoy convenient access to downtown restaurants, shopping, parks, farmers markets, and entertainment. Unique buying opportunities include a potentially assumable FHA mortgage with a 6% interest rate and the option for a lease-to-purchase arrangement! FHA loan assumption is subject to lender approval and buyer qualification; lease-purchase terms are subject to seller approval.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Take Exit 31 for FL-539/Kathleen Rd toward Lakeland. Turn right onto FL-539 S/Kathleen Rd. Continue straight for about 2.5 miles. Turn left onto W 10th St. Go 0.4 miles, then turn right onto S Missouri Ave. 911 S Missouri Ave will be on your left.
Location
911 S MISSOURI AVENUE, LAKELAND, FL 33803
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$235,000
Loan Term
How to Buy This Home
Multiple financing options available for this $235,000 home in LAKELAND.
🏛️
FHA Loan
$8,225 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$11,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.