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$549,000

3100 GULF DRIVE UNIT 2, HOLMES BEACH, FL 34217

3D Tour
Active4 days on market

Beds

2

Baths

2

Sq Ft

884 sq ft

Year Built

1982

Lot Size

0.43 acres

Garage

1

About This Property

Welcome to Your Income-Producing Slice of Paradise in Holmes Beach! Discover the perfect blend of beachside living and investment potential with this elevated, multi-level 2-bedroom, 2-bathroom condo in one of Florida’s most desirable beach destinations. Ideally suited for vacation rental use, this property offers an appealing opportunity for investors seeking a property in the sought-after Anna Maria Island market. Designed with both owners and guests in mind, the main living level features an open-concept layout that creates a welcoming space for relaxing and entertaining after a day at the beach. A full bathroom on the main level adds convenience, while the upper level offers two bedrooms and a second full bathroom, providing a comfortable separation between living and sleeping spaces—an attractive feature for vacationing couples and families alike. Just moments from the beautiful Gulf beaches, guests can enjoy the island’s sandy shores, sparkling waters, and unforgettable sunsets. Shopping, dining, and local attractions are also conveniently nearby, making it easy to experience everything Anna Maria Island has available. Enjoy peace of mind with numerous recent updates and improvements, offering a refreshed, move-in-ready experience for the next owner. RECENT IMPROVEMENTS INCLUDE: New Roof: 2024 LVP Flooring: 2022 Interior Paint: 2025 Refrigerator & Range: 2025 Dishwasher: 2026 New Pool Equipment: 2024 Pool Refinishing: 2026 Updated Kitchen & Bathroom Countertops: 2026 Full-Size Washer & Dryer: 2026 Water Heater: 2025 Elevated construction offers added peace of mind against interior flooding. The condo unit has sustained no hurricane damage. Whether you’re looking to expand your investment portfolio, establish a vacation getaway, or enjoy a combination of personal use and rental income, this Holmes Beach condo offers an appealing opportunity to own a piece of island paradise.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8556754
StatusActive
Year Built1982
Stories2
Total Rooms6
ConstructionStucco, Vinyl Siding
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionISLAND IN THE SUN
CountyManatee
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Smart Thermostat, Window Treatments
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryCommon Area, Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorBalcony, Smart Lock(s)
Lot Size0.43 acres (18,797 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Sewer Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$549,000
Annual Taxes$4,946 (2026)
FinancingCash, Conventional, VA Loan
ZoningR4
Parcel #7493300151

Directions

Start on Manatee (State Road 64) heading West towards Holmes Beach / Anna Maria Island. Continue west across the water causeway onto Anna Maria Island (you'll cross the bridge onto East Bay Drive first). After the bridge, at the traffic signal, turn left onto East Bay Drive. Follow East Bay Drive for about 1 mile. 3100 Gulf Drive will be on your right as you head south.

Location

3100 GULF DRIVE UNIT 2, HOLMES BEACH, FL 34217

Listing Information

OfficeKELLER WILLIAMS SOUTH TAMPA
ListedOctober 17, 2026

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Home Price

$549,000

20% ($109,800)
6.75%

Loan Term

Principal & Interest$2,849
Property Tax (est.)$503
Insurance (est.)$150
Total Monthly$3,502
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How to Buy This Home

Multiple financing options available for this $549,000 home in HOLMES BEACH.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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