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$259,900

11398 SPECTACLED DRIVE, NEW PORT RICHEY, FL 34654

3D Tour
Active1 days on market

Beds

3

Baths

3

Sq Ft

1,442 sq ft

Year Built

2025

Lot Size

0.04 acres

Garage

1

About This Property

AMAZING VALUE IN BEAR CREEK TOWNHOMES! Welcome to this beautiful, turnkey 3-bedroom, 2.5-bathroom townhome built by Ryan Homes in 2025. Located in a highly desirable New Port Richey corridor, this modern home features a spacious, open-concept floor plan designed for effortless entertaining and everyday comfort. The bright kitchen boasts a large center island, premium finishes, and ample storage, flowing seamlessly into the open dining and living areas. Step outside to your private screened-in lanai—the perfect spot to relax and enjoy the serene Florida evenings. UNBEATABLE HOA PERKS WITH NO CDD FEES! The low monthly HOA fee includes high-speed internet, premium cable TV, exterior building maintenance (roof/paint), and ground landscaping with reclaimed water irrigation. Perfectly situated near top-rated shopping, local dining, and easy commuter routes. TENANT OCCUPIED—EXCELLENT READY-TO-GO INVESTMENT PIECE OR FUTURE PRIMARY RESIDENCE. Don't miss this incredible opportunity. Schedule your private tour today!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8556855
StatusActive
Year Built2025
Stories2
Total Rooms7
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationConcrete Perimeter, Slab
FacesWest
SubdivisionBEAR CRK TWNHMS
CountyPasco
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorBuilt-in Features, Eating Space In Kitchen, PrimaryBedroom Upstairs
FlooringCarpet, Vinyl
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
LaundryUpper Level
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorNone
Lot Size0.04 acres (1,616 sq ft)
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Public

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$186 / Monthly
Senior CommunityNo

Financial Details

List Price$259,900
Annual Taxes$627 (2025)
ZoningMF1
Parcel #0825170080000000920

Directions

Head North on Little Rd toward State Road 54. Turn right (East) onto State Road 54 and proceed to the Suncoast Parkway (FL-589 N). Take the ramp onto FL-589 N/Suncoast Parkway heading North. Take Exit 27 for State Road 52 toward Land O' Lakes/Bayonet Point. Turn left (West) onto SR-52 W. Drive approximately 1.5 miles, then turn left (South) onto Moon Lake Rd. Follow Moon Lake Rd South for about 3.5 miles, then turn left into the community onto Grizzly Ln. Take your first right onto Spectacled Dr, and the property will be on your right.

Location

11398 SPECTACLED DRIVE, NEW PORT RICHEY, FL 34654

Listing Information

OfficeLPT REALTY, LLC
ListedOctober 10, 2026

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Home Price

$259,900

20% ($51,980)
6.75%

Loan Term

Principal & Interest$1,349
Property Tax (est.)$238
Insurance (est.)$150
Total Monthly$1,737
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How to Buy This Home

Multiple financing options available for this $259,900 home in NEW PORT RICHEY.

🏛️

FHA Loan

$9,097 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.

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