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$269,900

4309 BAY CLUB CIRCLE UNIT 4309, TAMPA, FL 33607

3D Tour
Active1 days on market

Beds

1

Baths

1

Sq Ft

964 sq ft

Year Built

1997

Lot Size

—

Garage

1

About This Property

Welcome to Island Club at Rocky Point, a gated waterfront community on Old Tampa Bay offering a balance of comfort, convenience, and resort-style amenities. This bright, open, and well-maintained 1-bedroom, 1-bath top-floor end unit features abundant natural light, a spacious living area with tray ceiling, crown molding, and a kitchen with granite countertops, stainless steel appliances, and abundant cabinet storage. A private screened balcony provides a comfortable outdoor space, while the bedroom offers a large walk-in closet. Additional features include a separate laundry area with full-size washer and dryer, an oversized private one-car garage with generous storage, and an additional designated parking space. Residents enjoy a variety of waterfront amenities, including a heated saltwater pool, spa, sauna, fitness center, clubhouse, outdoor grilling area, and private community pier with access to Old Tampa Bay for kayaking, paddleboarding, and fishing. A car wash and vacuum area add additional convenience. The monthly HOA fee includes premium internet and cable, gated access, flood insurance, roof and exterior maintenance, grounds maintenance, pest control, property management, reserves, and access to community amenities. Conveniently located near Tampa International Airport, International Plaza, Westshore shopping and dining, waterfront restaurants, Courtney Campbell walking and biking trails, Ben T. Davis Beach, and major highways, with easy access to downtown Tampa and the Gulf beaches. Ideal for a primary residence or seasonal retreat, this condo offers comfortable, low-maintenance living in an established waterfront community.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8556959
StatusActive
Year Built1997
Stories3
Total Rooms4
ConstructionStucco
RoofTile
FoundationSlab
FacesWest
SubdivisionISLAND CLUB AT ROCKY POINT A C
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community, Security Gate, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Gunite, Heated, Lighting, Salt Water
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$643 / Monthly
Senior CommunityNo

Financial Details

List Price$269,900
Annual Taxes$4,662 (2025)
FinancingCash, Conventional
ZoningRM-24
Parcel #A14291789G00000404309.0

Directions

60W, left to N. Rocky Point Dr, left to Island Club at Rocky Point (2nd gate).

Location

4309 BAY CLUB CIRCLE UNIT 4309, TAMPA, FL 33607

Listing Information

OfficeLISA HALL REALTY, INC
ListedOctober 16, 2026

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Home Price

$269,900

20% ($53,980)
6.75%

Loan Term

Principal & Interest$1,400
Property Tax (est.)$247
Insurance (est.)$150
Total Monthly$1,798
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How to Buy This Home

Multiple financing options available for this $269,900 home in TAMPA.

🏦

Conventional

$13,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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