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$469,900

6148 RIVER ROAD, NEW PORT RICHEY, FL 34652

3D Tour
Active10 days on market

Beds

2

Baths

2

Sq Ft

1,058 sq ft

Year Built

2017

Lot Size

0.17 acres

Garage

0

About This Property

Virtually Staged. Riverfront Living in Downtown New Port Richey – Your Own Waterfront Escape! Wake up to peaceful river views and enjoy the best of Florida waterfront living in this 2017-built, 2-bedroom, 2-bath home just a short walk from downtown New Port Richey’s restaurants, shops, parks, and entertainment. Whether you're launching a kayak for a morning adventure or relaxing in your private swim spa, this property offers plenty of ways to enjoy life by the water. The outdoor space features a floating dock with a kayak launcher, two balconies for enjoying the river views, and a 16-by-7-foot swim spa for relaxation right at home. An 8-by-12-foot shed provides additional storage for outdoor equipment and belongings. Inside, the home features vaulted ceilings that create an open, airy feel, along with a well-appointed kitchen featuring 42-inch cabinets with soft-close doors and drawers and stainless steel appliances. Thoughtful modern features include natural gas service, a gas oven, a tankless water heater, a water softener, a 2.5-ton AC system, a smart thermostat, a smart doorbell, and wired security cameras throughout the home. Built with Florida weather in mind, the property features a shingle hip roof, hurricane-rated roof and foundation, and metal hurricane shutters for all windows. The raised swim spa motors, positioned 12–16 inches higher, are another practical detail. The estimated flood insurance cost is approximately $700 per year, offering a useful starting point for buyers to verify their own coverage and rates. Another major advantage is the absence of HOA and CDD fees, giving you more flexibility and fewer recurring community expenses. The City of New Port Richey allows short-term rentals such as Airbnb with the required registration and rental permit, offering potential investment opportunities for buyers who verify current rules and requirements. Utility services include Duke Energy for electricity, City of New Port Richey water, Clearwater Gas System for natural gas, and city trash collection included with property taxes. Whether you're searching for a waterfront home, a relaxing Florida getaway, or a property with potential rental opportunities, this riverfront gem brings together modern comforts, outdoor enjoyment, and a fantastic location near downtown New Port Richey. Come discover the possibilities of waterfront living!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8557090
StatusActive
Year Built2017
Stories2
Total Rooms5
ConstructionOther
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionNEW PORT RICHEY CITY
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Thermostat, Vaulted Ceiling(s)
FlooringCarpet, Laminate
AppliancesDishwasher, Microwave, Refrigerator, Tankless Water Heater
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.17 acres (7,700 sq ft)
Road SurfaceConcrete
ViewWater

Pool & Spa

Private PoolNo
SpaAbove Ground

Waterfront

WaterfrontYes
FeaturesRiver Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$469,900
Annual Taxes$8,256 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #0526160030209000070

Schools

ElementaryRichey Elementary School
MiddleGulf Middle-PO
HighGulf High-PO

Directions

From US-19, head east on Main Street toward downtown New Port Richey. At the first traffic light, turn left onto River Road. Continue past the New Port Richey boat ramp, and proceed to the property.

Location

6148 RIVER ROAD, NEW PORT RICHEY, FL 34652

Listing Information

OfficeWEICHERT REALTORS EXCLUSIVE PROPERTIES
ListedOctober 14, 2026

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Home Price

$469,900

20% ($93,980)
6.75%

Loan Term

Principal & Interest$2,438
Property Tax (est.)$431
Insurance (est.)$150
Total Monthly$3,019
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $469,900 home in NEW PORT RICHEY.

🏛️

FHA Loan

$16,447 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 24, 2026.

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