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$349,000

4240 WILLOW OAK ROAD, MULBERRY, FL 33860

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,404 sq ft

Year Built

1994

Lot Size

2.47 acres

Garage

0

About This Property

This property will not last! Schedule your showing today. Welcome to 4240 Willow Oak Road in Mulberry, Florida, where peaceful country living meets endless possibilities! Nestled on over 2.5 acres of beautiful land, this charming 3-bedroom, 2-bathroom home offers the space, privacy, and natural beauty you've been searching for! Surrounded by majestic mature shade trees, this property provides a serene setting where you can escape the hustle and bustle of everyday life. Enjoy the beauty of nature right in your own backyard, complete with creek access that adds an extra touch of tranquility to this incredible property. The scenic dirt road leading to the property enhances its peaceful, tucked-away country atmosphere. With over 2.5 acres to enjoy, there's plenty of room for outdoor activities, gardening, entertaining, or simply relaxing beneath the canopy of beautiful trees. Whether you're looking for a quiet country retreat, a place to spread out, or an opportunity to create your own personal oasis, this property offers the freedom and space to make it your own. Properties offering this much land, natural beauty, and creek access are truly special! Don't miss your opportunity to experience the charm of country living.

Property Overview

Property TypeResidential
Sub TypeModular Home
MLS #TB8557422
StatusActive
Year Built1994
Total Rooms7
ConstructionVinyl Siding
RoofShingle
FoundationSlab
FacesEast
SubdivisionN/A
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor
FlooringVinyl
AppliancesDishwasher, Range
LaundryElectric Dryer Hookup, Washer Hookup
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorBasketball Court, Fire Pit, Garden, Private Mailbox, Private Yard
Lot Size2.47 acres (107,698 sq ft)
Road SurfaceDirt, Paved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Phone Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$349,000
Annual Taxes$2,483 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #232929000000022270

Directions

Rte 60 - Willis Road - Left on Forest Drive - Left on Willow Oak Road

Location

4240 WILLOW OAK ROAD, MULBERRY, FL 33860

Listing Information

OfficeLPT REALTY, LLC
ListedOctober 20, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$349,000

20% ($69,800)
6.75%

Loan Term

Principal & Interest$1,811
Property Tax (est.)$320
Insurance (est.)$150
Total Monthly$2,281
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How to Buy This Home

Multiple financing options available for this $349,000 home in MULBERRY.

🏛️

FHA Loan

$12,215 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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