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$420,000

4434 NORTHAMPTON DRIVE, NEW PORT RICHEY, FL 34653

3D Tour
Active10 days on market

Beds

4

Baths

3

Sq Ft

2,844 sq ft

Year Built

1989

Lot Size

0.18 acres

Garage

2

About This Property

Virtually Staged. Welcome to Millpond Estates, an established New Port Richey community located approximately 10 minutes from Main Street and Sims Park. This two-story home features concrete block construction on both levels and has been lovingly maintained by its owners. Now it is ready to welcome its next owner just in time for the holidays. As you enter through the front door, you will find a formal living room and dining room to your left, offering a welcoming space for entertaining family and friends. Just beyond, the family room offers a comfortable gathering space that flows into the kitchen, while the built-in desk area provides a convenient spot for working from home or creating a dedicated study space. The kitchen features a cozy nook, perfect for a small table where you can enjoy your morning coffee or share meals with family and friends. Large windows allow natural sunlight to fill the space, creating a warm and inviting atmosphere throughout the day. From the family room, step into the Florida room and enjoy peaceful mornings surrounded by nature. If you prefer to sit outside, no problem! With no homes directly behind the property and a fully fenced backyard, you can enjoy added privacy while watching local wildlife pass by. The first floor also includes a convenient laundry room and half bathroom, adding functionality to the home's thoughtfully arranged layout. Upstairs, you will find four bedrooms and a full bathroom. The generously sized primary bedroom offers plenty of room for a California king bed and additional furnishings. An adjoining flexible space provides the opportunity to create a home office, nursery, reading area, or private lounge. Depending on your needs, this area may offer the potential to be enclosed for additional privacy. The primary bedroom also features a walk-in closet and a spacious en-suite bathroom complete with a garden tub, perfect for unwinding after a long day, and a separate walk-in shower. Beyond the home, Mill Pond Estates offers community amenities designed for recreation and gathering, including a community swimming pool and clubhouse with a kitchen and meeting space. Residents can enjoy opportunities for social gatherings, recreational activities, and time spent with neighbors. If you are looking for a home with a functional layout, inviting living spaces, a private backyard, and convenient access to downtown New Port Richey, this home is ready for its next chapter. Imagine celebrating Thanksgiving, decorating for Christmas, and creating new memories in a place you can call home. Conveniently located near everyday essentials, the home is approximately 2 to 3 miles from nearby shopping centers, about 3 to 5 miles from grocery stores, and approximately 4 to 5 miles from Morton Plant North Bay Hospital. Additional shopping, dining, and medical facilities are available throughout the New Port Richey and Trinity areas.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8557440
StatusActive
Year Built1989
Stories2
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionMILLPOND ESTATES
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, PrimaryBedroom Upstairs
FlooringCarpet, Tile, Vinyl, Hardwood
AppliancesDishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Yard, Rain Gutters
FencingFenced, Vinyl
Lot Size0.18 acres (7,750 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$107 / Monthly
Senior CommunityNo

Financial Details

List Price$420,000
Annual Taxes$3,759 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #1626150050000002550

Schools

ElementaryDeer Park Elementary-PO
MiddleRiver Ridge Middle-PO
HighRiver Ridge High-PO

Directions

From Trouble Creek Road: Turn onto Old Mill Pond Road, turn left onto Hamlet Drive, then turn right onto Northampton Drive. The home is the yellow two-story house on the left.

Location

4434 NORTHAMPTON DRIVE, NEW PORT RICHEY, FL 34653

Listing Information

OfficeATRIUM REALTY, LLC
ListedOctober 15, 2026

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Home Price

$420,000

20% ($84,000)
6.75%

Loan Term

Principal & Interest$2,179
Property Tax (est.)$385
Insurance (est.)$150
Total Monthly$2,714
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $420,000 home in NEW PORT RICHEY.

🏛️

FHA Loan

$14,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 25, 2026.

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