$199,000
2617 COVE CAY DRIVE UNIT 107, CLEARWATER, FL 33760
Beds
2
Baths
2
Sq Ft
1,050 sq ft
Year Built
1972
Lot Size
,
Garage
0
About This Property
Virtually Staged. Waterfront living in gated Cove Cay, this first-floor, 2-bedroom, 2-bath condo overlooks Old Tampa Bay. It has been newly renovated and is move-in ready, so step out onto you patio and take in the water views. Inside, the kitchen has all-new appliances and both bathrooms have been fully updated. A private laundry room and a covered carport space add everyday convenience. The unit is vacant and easy to show. The HOA fee covers much of daily life, including 24-hour guard-gated security, water, sewer, trash, building insurance, exterior and grounds maintenance, an on-site manager, and the community pool. Residents also enjoy recreational facilities, with golf, a marina, and dining right in the community. Cove Cay puts you minutes from Tampa International Airport, Clearwater beaches, shopping, and restaurants. Note: Furnished rooms and twilight photos are virtually staged.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From Tampa: Take I-275 S over the Howard Frankland Bridge. Exit onto Roosevelt Blvd (SR 686) W toward Clearwater. Continue to US-19 and head N. Turn right (E) on Haines Bayshore Rd, then left (N) on Cove Cay Dr through the guard gate to 2617 Cove Cay Dr. From Clearwater: Take Gulf to Bay Blvd (SR 60) E to US-19 and head S. Turn left (E) on Haines Bayshore Rd, then left (N) on Cove Cay Dr through the guard gate to 2617 Cove Cay Dr.
Location
2617 COVE CAY DRIVE UNIT 107, CLEARWATER, FL 33760
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$199,000
Loan Term
How to Buy This Home
Multiple financing options available for this $199,000 home in CLEARWATER.
🏛️
FHA Loan
$6,965 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$9,950 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 23, 2026.