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$485,000

4795 PEBBLE BROOK DRIVE, OLDSMAR, FL 34677

Active1 days on market

Beds

2

Baths

2

Sq Ft

1,601 sq ft

Year Built

1996

Lot Size

0.13 acres

Garage

0

About This Property

Warm. Inviting. Bright. A truly move in ready home in the sought out gated community of East Lake Woodlands. This 2 bedroom 2 bath plus den, features granite counters, wood cabinets, plantation shutters, crown molding, inside laundry room, screened lanai, high ceilings formal dining area, dinette in kitchen. Furnishings negotiable. The community itself is gated and offers 2 18 hole golf courses, fitness center, tennis and pickleball courts.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8557679
StatusActive
Year Built1996
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionCROSS CREEK - UNIT TWO
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Crown Molding
FlooringCarpet, Porcelain Tile
AppliancesDishwasher, Disposal, Dryer, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorOther
Lot Size0.13 acres (5,506 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$470 / Monthly
Senior CommunityNo

Financial Details

List Price$485,000
Annual Taxes$3,160 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-2.5_1.
Parcel #102816196760000070

Schools

ElementaryForest Lakes Elementary-PN
MiddleCarwise Middle-PN
HighEast Lake High-PN

Directions

Eastlake Rd. to gate at Woodlands Blvd. Proceed through gate, turn right onto Pebble Brook Dr. House is 7 house on right.

Location

4795 PEBBLE BROOK DRIVE, OLDSMAR, FL 34677

Listing Information

OfficeEXP REALTY LLC
ListedOctober 17, 2026

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Home Price

$485,000

20% ($97,000)
6.75%

Loan Term

Principal & Interest$2,517
Property Tax (est.)$445
Insurance (est.)$150
Total Monthly$3,111
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $485,000 home in OLDSMAR.

🏛️

FHA Loan

$16,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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