Beds
2
Baths
2
Sq Ft
1,004 sq ft
Year Built
1979
Lot Size
0.14 acres
Garage
0
About This Property
Own the land, not just the home. This Palm Harbor manufactured home sits on an individually owned lot in a golf cart-friendly 55+ community on Lake Tarpon, where the social calendar stays full, and the water is a short ride away. The big-ticket items are already handled. The roof is about three years old, the A/C system and ductwork are new, and the exterior has vinyl siding. Inside, a room addition opens off the living area, giving you extra space to spread out, host friends, or set up a hobby room. Start the day with coffee on the screened deck, then enjoy the landscaped back and side yards. Community amenities include a private boat dock and fishing pier on Lake Tarpon and a remodeled heated pool with a sundeck and covered seating. The clubhouse has a full kitchen, stage, sound system and screen, card room, library, and billiard room. Shuffleboard, bocce, horseshoes, a golf practice net, a picnic and grilling area, and space for pickleball round it out. Gulf beaches, golf courses, parks, dining, shopping, and two major airports are all within easy reach.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From US 19 N, about 1/2 mile north of Alderman Rd, turn right (east) onto Lake Tarpon Dr. From US 19 S, turn left (east) onto Lake Tarpon Dr. 185 Lake Tarpon Dr is in Lake Tarpon Mobile Home Village.
Location
185 LAKE TARPON DRIVE UNIT 31, PALM HARBOR, FL 34684
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$195,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $195,000 home in PALM HARBOR.
🏛️
FHA Loan
$6,825 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$9,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.