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$178,000

392 COBIA WAY, OLDSMAR, FL 34677

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,344 sq ft

Year Built

1972

Lot Size

0.10 acres

Garage

0

About This Property

Welcome home to your Florida Retreat in Oldsmar! Discover the perfect blend of comfort, convenience and coastal charm in this beautifully maintained, move-in ready, furnished 2-bedroom, 2-bathroom, nestled in the heart of Oldsmar, Florida! Featuring a relaxed coastal vibe, this inviting home offers updated kitchen cabinets, bathroom vanities and showers, laminate flooring throughout, built-in cabinetry in the kitchen and dining areas, and an open-concept layout. The spacious living room and dining areas, complemented by plantation shutters, provide a welcoming setting for entertaining guests or simply relaxing in comfort. The generously sized primary suite features an updated en-suite bathroom, a spacious walk-in closet and a walk-in shower. Additional improvements include double-pane windows throughout, a newer central air conditioning system, water heater and a leaf guard system, backed by a lifetime warranty. Located in the highly desirable 55+ community of Gull-Aire Village, this golf cart-friendly neighborhood offers an exceptional lifestyle with resort-style amenities including a spacious clubhouse, large, heated pool and spa, library, enclosed shuffleboard court, bocce ball court, and an active calendar of social events and activities. Enjoy the added advantage of owning the land with an affordable monthly HOA fee of just $70. One pet of any size is welcomed and two boat and RV storage areas are available for a low monthly rental fee. You’ll love the unbeatable location is less than a mile from Woodlands Square and just minutes to everyday conveniences. Honeymoon Island Beach is approximately 9 miles away, Mease Countryside Hospital among other health facilities are approximately 2 miles away, St.Pete/Clearwater Int'l Airport is a quick 11-miles away and Tampa Int'l Airport is only a 15-mile drive. For those of you who enjoy the outdoors, the adjacent walking, running, and biking trail along Canal Way leads directly to picturesque Sheffield Park, offering another wonderful way to embrace Florida’s outdoor lifestyle. Whether you’re socializing at the clubhouse, relaxing by the sparkling pool, or simply soaking in the tranquil pond views, you’ll appreciate the welcoming atmosphere and vibrant lifestyle that make Gull-Aire Village such a special place to call home. Don’t miss this opportunity to enjoy affordable Florida living in a desirable, amenity-rich community. Schedule your private tour today!(Room dimensions are approximate and should be verified by the Buyer.)

Property Overview

Property TypeResidential
Sub TypeMobile Home
MLS #TB8557814
StatusActive
Year Built1972
Stories1
Total Rooms10
ConstructionVinyl Siding, Wood Frame
RoofMembrane, Metal, Roof Over
FoundationPillar/Post/Pier
FacesSouth
SubdivisionGULL-AIRE VILLAGE
CountyPinellas
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Laminate Counters, Living Room/Dining Room Combo, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Laminate
AppliancesDisposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
WindowsBlinds, Double Hung, Double Pane Windows, Insulated Windows, Rods, Shutters, Window Treatments
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorRain Gutters, Sidewalk, Storage
Other StructuresShed(s), Storage
Lot Size0.10 acres (4,500 sq ft)
Lot Dimensions50 x 90
Lot FeaturesCleared, Flood Insurance Required, FloodZone, City Lot, Landscaped, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Phone Available, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$70 / Monthly
Senior CommunityYes

Financial Details

List Price$178,000
Annual Taxes$453 (2025)
FinancingCash, Conventional
ZoningRES
Parcel #162816348030003920

Schools

ElementaryOldsmar Elementary-PN
MiddleCarwise Middle-PN
HighEast Lake High-PN

Directions

North on McMullen Booth Road, Right on Curlew Road, Right on Gull-Aire Blvd, Right on Blue Marlin Drive, Left on Cobia Way, House is on the Left.

Location

392 COBIA WAY, OLDSMAR, FL 34677

Listing Information

OfficeAH REALTY SERVICES, LLC
ListedOctober 13, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$178,000

20% ($35,600)
6.75%

Loan Term

Principal & Interest$924
Property Tax (est.)$163
Insurance (est.)$150
Total Monthly$1,237
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $178,000 home in OLDSMAR.

🏦

Conventional

$8,900 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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