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$405,000

3160 JADEMOOR CIRCLE, PALM HARBOR, FL 34685

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,700 sq ft

Year Built

1985

Lot Size

0.14 acres

Garage

2

About This Property

Virtually Staged. One or more photo(s) was virtually staged. Discover the ease of maintenance-free Florida living in the desirable gated community of Wescott Square, nestled within Palm Harbor's sought-after Ridgemoor subdivision! Situated on a desirable corner lot with a pond view, this meticulously maintained, move-in-ready 3-bedroom, 2-bath villa with a 2-car garage offers a wonderful combination of comfort, privacy, and thoughtful features. The kitchen boasts granite countertops, wood cabinetry, stainless steel appliances, and a cozy breakfast area. A charming central atrium, accessible from two bedrooms and the formal dining area, brings natural light into the home and creates a unique indoor-outdoor ambiance. The thoughtfully designed split floor plan offers privacy for the primary suite, complete with a walk-in closet and en-suite bathroom. Plantation shutters throughout add timeless elegance, while the air-conditioned Florida room provides additional space to relax or entertain year-round. Additional features include a whole-house reverse osmosis water filtration system and whole-house surge protection. Enjoy carefree living with an affordable $348.80 monthly HOA fee covering exterior painting, comprehensive grounds maintenance, including garden beds, mulching, hedge and tree trimming, lawn care, sprinkler water and maintenance, plus community gate and pond maintenance. The HOA fee also includes Spectrum cable TV, high-speed internet, and access to popular streaming services at no additional charge. Community amenities include a solar heated swimming pool, gated entrance, nighttime security, and access to Ridgemoor's tennis and pickleball courts, basketball courts, playground, and park. Conveniently located near Publix, shopping, dining, golf courses, John Chestnut Park, the North Pinellas YMCA, and the scenic Pinellas Trail. Experience the perfect blend of comfort, convenience, and low-maintenance living in Palm Harbor's desirable East Lake area. Schedule a showing today!

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8557817
StatusActive
Year Built1985
Stories1
Total Rooms3
ConstructionStucco
RoofTile
FoundationBlock
FacesWest
SubdivisionWESCOTT SQUARE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, L Dining, Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Engineered Hardwood, Porcelain Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener, Whole House R.O. System
LaundryInside, Laundry Closet
WindowsShutters
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecurityGated Community

Exterior & Lot

ExteriorIrrigation System
Lot Size0.14 acres (6,024 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sprinkler Meter, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$210 / Monthly
Senior CommunityNo

Financial Details

List Price$405,000
Annual Taxes$2,657 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-5
Parcel #342716960470120010

Schools

ElementaryCypress Woods Elementary-PN
MiddleCarwise Middle-PN
HighEast Lake High-PN

Directions

East Lake Rd to Ridgemoor Blvd - Right on Ridgemoor to Tarpon Woods Blvd - right on Tarpon Woods to Windmoor Dr S - Right on Windmoor Dr S and then the immediate Right on Windmoor Dr N - follow to address on left

Location

3160 JADEMOOR CIRCLE, PALM HARBOR, FL 34685

Listing Information

OfficeCOASTAL PROPERTIES GROUP INTERNATIONAL
ListedOctober 16, 2026

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Home Price

$405,000

20% ($81,000)
6.75%

Loan Term

Principal & Interest$2,101
Property Tax (est.)$371
Insurance (est.)$150
Total Monthly$2,623
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $405,000 home in PALM HARBOR.

🏛️

FHA Loan

$14,175 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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