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$499,999

19971 STONE PINE CIRCLE, LUTZ, FL 33558

3D Tour
Active4 days on market

Beds

3

Baths

3

Sq Ft

2,143 sq ft

Year Built

2020

Lot Size

0.12 acres

Garage

2

About This Property

Virtually Staged. THE HOME WILL BE FRESHLY PAINTED BY THE END OF NEXT WEEK! Morning coffee with green trees in view, dinners on the patio, and a little more time to enjoy the quiet. At 19971 Stone Pine Circle in Reserve at Long Lake Ranch, this south-facing M/I Homes Magnolia residence in Lutz offers a CONSERVATION CORNER LOT, 3 bedrooms, 2.5 bathrooms, and 2,143 square feet of thoughtfully arranged living space. BUILT IN 2020, the home combines flexible gathering spaces with an outdoor setting that invites you to slow down. HURRICANE SHUTTERS installed in 2025, a WHOLE-HOUSE WATER FILTRATION SYSTEM added in 2024, a WATER SOFTENER. The attached TWO-CAR GARAGE adds an epoxy-coated floor, utility sink, and a dedicated A/C unit. Step onto the COVERED LANAI and let the conservation greenery set the tone for your day. The TRAVERTINE PATIO, added in 2023, creates room for weekend brunch, relaxed celebrations, and evenings spent catching up with friends. A FENCED BACKYARD gives pets their own outdoor space to enjoy, while the fenced garden area offers a place for favorite herbs, flowers, or your next planting project. The kitchen’s connection to the backyard makes it easy to carry meals outside and keep everyone together. Set the table for a family gathering, linger over a quiet meal, or unwind with the trees as your evening backdrop. Inside, the OPEN FLOOR PLAN connects the kitchen, cafe, and family room, keeping the conversation flowing while meals come together. QUARTZ COUNTERTOPS, an island, farmhouse sink, upgraded cabinetry, and a GE Profile DOUBLE-OVEN RANGE bring practical function to everyday cooking and entertaining. Built-in bookshelves and an ELECTRIC FIREPLACE add warmth and character to evenings at home. Laminate and tile flooring throughout means NO CARPET. A first-floor FLEX ROOM can serve as a home office or reading room without giving up a bedroom. With a separate loft upstairs, there is flexibility for work, hobbies, and time together. A downstairs powder bath is convenient for guests. All three bedrooms are on this level, including a primary suite with a WALK-IN CLOSET and an en-suite bath featuring dual sinks, a soaking tub, and a separate shower. Quartz vanity tops and herringbone floor tile add detail to the primary bath, while a full hall bath serves the other two bedrooms. The UPSTAIRS LAUNDRY ROOM includes cabinetry and a utility sink, keeping everyday tasks close to the bedrooms. Enjoy community pool, clubhouse, and playground amenities, along with a Lutz location offering access to SR 54, US 41, shopping, dining, and routes into Tampa. Zoned for Lake Myrtle Elementary, Charles S. Rushe Middle, and Sunlake High for the 2026-2027 school year. Start the day with coffee on the lanai, make room for the people and activities you love, and return to the calm of your own conservation setting. You deserve it!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8557836
StatusActive
Year Built2020
Stories2
Total Rooms7
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionMORSANI PH 3B
CountyPasco
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Water Filtration System, Water Softener
LaundryInside
WindowsBlinds, Drapes, Shades, Window Treatments
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorHurricane Shutters, Lighting, Rain Gutters, Sliding Doors
FencingVinyl
Lot Size0.12 acres (5,055 sq ft)
Lot FeaturesConservation Area, Corner Lot
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Available, Sewer Available, Sewer Connected, Street Lights, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$112 / Annually
Senior CommunityNo

Financial Details

List Price$499,999
Annual Taxes$7,728 (2025)
ZoningMPUD
Parcel #3426180120010000100

Schools

ElementaryLake Myrtle Elementary-PO
MiddleCharles S. Rushe Middle-PO
HighSunlake High School-PO

Directions

From SR 54, head south on Henley Road. Turn right onto Leonard Road, then left onto Parterre Avenue. Turn left onto Stone Pine Circle and continue to 19971 Stone Pine Circle.

Location

19971 STONE PINE CIRCLE, LUTZ, FL 33558

Listing Information

OfficeKELLER WILLIAMS SOUTH TAMPA
ListedOctober 16, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$499,999

20% ($100,000)
6.75%

Loan Term

Principal & Interest$2,594
Property Tax (est.)$458
Insurance (est.)$150
Total Monthly$3,203
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $499,999 home in LUTZ.

🏛️

FHA Loan

$17,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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