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$419,500

285 107TH AVENUE UNIT 407, TREASURE ISLAND, FL 33706

3D Tour
Active4 days on market

Beds

2

Baths

2

Sq Ft

1,055 sq ft

Year Built

1974

Lot Size

,

Garage

0

About This Property

Treasure Island. Beautifully updated corner unit on the fourth floor offering wide open water views. Open great room floor plan with two bedrooms, two full baths, and 1,055sf. of living area. Gorgeous kitchen with newer cabinetry, granite tops and stainless steel appliances. Primary bathroom and second bath upgraded as well with new vanities, granite tops and designer shower stalls. Other updates include: All impact sliders and windows through out, Storm shutter for slider, A/C new in 2021, Luxury Vinyl planking through out, fresh paint and so much more. Rear balcony offers breathtaking water views along with gorgeous sunsets. All engineering studies complete, reserves are at appropriate levels, and a very affordable monthly maintenance fee. The complex offers a waterfront heated pool, fishing pier and dock for boating and a new clubhouse (under construction) with work out equipment, kitchen and lounge area. The overall location is ideal as you are only blocks to the Gulf beaches. Located in the heart of Treasure Island with restaurants, night life activity, and shopping at your finger tips. Easy access to I-275 and vibrant down town St. Pete as well. Exceptional unit priced to sell with an unbeatable location!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8557966
StatusActive
Year Built1974
Stories7
Total Rooms4
ConstructionBlock, Stucco
RoofBuilt-Up
FoundationStilt/On Piling
FacesNorth
SubdivisionST JAMES CONDO
CountyPinellas
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Solid Surface Counters, Split Bedroom, Window Treatments
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryCommon Area
WindowsShutters, Storm Window(s), Window Treatments
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorBalcony, Hurricane Shutters
FencingVinyl
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesWaterfront, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$419,500
Annual Taxes$5,736 (2025)
FinancingCash, Conventional
Parcel #233115779120000407

Directions

Gulf Blvd to 107th Ave turn East, Complex will be on right hand side a few blocks down. Park out front in guest parking along the main road.

Location

285 107TH AVENUE UNIT 407, TREASURE ISLAND, FL 33706

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedOctober 15, 2026

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Home Price

$419,500

20% ($83,900)
6.75%

Loan Term

Principal & Interest$2,177
Property Tax (est.)$385
Insurance (est.)$150
Total Monthly$2,711
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How to Buy This Home

Multiple financing options available for this $419,500 home in TREASURE ISLAND.

🏦

Conventional

$20,975 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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