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$310,000

500 NEW YORK AVENUE UNIT 14, DUNEDIN, FL 34698

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,100 sq ft

Year Built

1985

Lot Size

,

Garage

0

About This Property

Downtown Dunedin? Yes, please! Overlooking a tranquil pond and fountain where ducks gather daily, the home has undergone extensive, top-to-bottom capital improvements and designer renovations, leaving nothing for a new owner to do. Step through the front storm door—equipped with an integrated pull-down screen—into a bright main level that Team Farrell of NPR completely transformed in 2025. Soaring volume ceilings and wide sliding glass doors fill the open living and dining spaces with natural light, highlighted by new luxury vinyl plank (LVP) flooring, fresh drywall, crisp baseboards, and freshly replaced interior, exterior, and closet doors. Across the dining room, entertaining is effortless thanks to a custom coffee and wine bar featuring dedicated utility drawers and a built-in wine rack. The kitchen is a standout culinary space, showcasing cabinetry designed by Jeff Daly Designs & Mfg with convenient pull-out drawers, an illuminated glass-front display cabinet, and lower cabinetry updated in 2025. Natural stone countertops by Plaza Stone are paired with a designer tile backsplash, a modern sink and faucet, upgraded lighting, a custom architectural shiplap ceiling, and a full suite of brand-new 2025 appliances. Just outside, the screened lanai—re-screened and fully renovated in June 2025—features high-quality indoor/outdoor carpeting, a replaced storage door with new trim, and built-in shelving, creating the perfect private retreat for morning coffee or evening wine by the water. The main-floor layout also provides exceptional functionality with a private guest bedroom offering its own direct access to the full downstairs bathroom. This bath has been extensively updated with a custom shiplap ceiling, designer lighting, a new vanity, a medicine cabinet, a toilet, an updated closet door, and a bathtub enclosed by sliding glass doors. Cleverly tucked beneath the stairs is a dedicated utility and laundry closet featuring updated flooring, built-in storage shelves, a newly installed water heater, and a full-size washer and dryer. Plush carpet installed in 2025 leads upstairs to a sun-drenched loft with a skylight, offering a versatile space for a dedicated home office, creative studio, or quiet reading nook. Down the hall sits the expansive primary retreat, completely remodeled by CMK Construction with easy-maintenance tile flooring that carries through into the private ensuite bathroom. The primary bath is finished with a custom-tiled walk-in shower, modern vanity, updated toilet, designer fixtures, and matching shiplap ceiling detailing. Beyond the visible upgrades, the home boasts substantial infrastructure enhancements for safety and energy efficiency. The property is fortified with Ameritech hurricane impact windows installed in 2020 and attic insulation completed by Gulfside Insulation in 2021. Electrical safety is ensured by a 125-amp service panel with whole-home surge protection and six updated GFCI outlets installed by Palm Harbor & Dunedin Electric. Year-round comfort is delivered by a central air conditioning system installed by Advanced Cooling Systems, preserved through biannual professional servicing and cleaning by Harrison Hardy alongside routine filter changes every two to three months. The location is unbeatable: you are less than a mile from downtown Dunedin’s award-winning craft breweries, artisanal eateries, boutique shops, and lively community festivals, and just minutes away from world-renowned Gulf beaches.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8557971
StatusActive
Year Built1985
Stories2
Total Rooms3
ConstructionWood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionLOCH LOMOND ESTATES CONDO
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Electric Water Heater, Range, Refrigerator
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Private Entrance, Sidewalk
Lot FeaturesLandscaped
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesWaterfront, Pond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$310,000
Annual Taxes$1,289 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #342815523900000140

Schools

ElementarySan Jose Elementary-PN
MiddleDunedin Highland Middle-PN
HighDunedin High-PN

Directions

From US 19, west on SR 580. Left on New York Ave, right into Loch Lomond complex. Take an immediate left to unit 14 and park in assigned spot #14 in front of unit.

Location

500 NEW YORK AVENUE UNIT 14, DUNEDIN, FL 34698

Listing Information

OfficeREDFIN CORPORATION
ListedOctober 19, 2026

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Home Price

$310,000

20% ($62,000)
6.75%

Loan Term

Principal & Interest$1,609
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,043
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $310,000 home in DUNEDIN.

🏛️

FHA Loan

$10,850 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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