$375,000
849 CALLISTA CAY LOOP, TARPON SPRINGS, FL 34689
Beds
3
Baths
3
Sq Ft
1,828 sq ft
Year Built
2020
Lot Size
0.06 acres
Garage
2
About This Property
Welcome to Callista Cay, a beautiful GATED WATERFRONT COMMUNITY in the heart of Tarpon Springs, where boating, coastal charm, and everyday convenience come together! This spacious 3-bedroom, 2.5-bath End Unit townhome offers a thoughtfully designed three-level floor plan, exceptional upgrades, and an incredible opportunity to enjoy the Florida lifestyle. The first level features an OVERSIZED two-car tandem garage measuring approximately 19' x 41', and a large storage closet, offering abundant space for vehicles, golf carts, bicycles, kayaks, and all your Florida toys! There is even the potential to add a private elevator, providing additional flexibility for future needs. Upstairs, the main living level welcomes you with an open-concept design connecting the kitchen, dining, and family room, creating a comfortable space for everyday living and entertaining. Luxury vinyl flooring flows throughout the home, while hurricane impact windows and doors offer added peace of mind. Step outside to one of TWO beautiful screened outdoor living spaces, perfect for morning coffee, evening cocktails, or simply enjoying the surrounding tropical scenery. A convenient half bath completes this level. The third floor is dedicated to the bedrooms, including a generously sized primary suite with a beautifully updated bathroom and spacious walk-in closet. Two additional bedrooms, a full guest bathroom, and a dedicated laundry room on the SAME FLOOR make daily living that much easier. And then there's the lifestyle! Callista Cay offers residents the security of gated access along with fantastic waterfront amenities, including a COMMUNITY POOL AND HOT TUB, clubhouse with a kitchen and bathrooms, and a community dock. Love boating? Enjoy the opportunity for YEAR-ROUND BOATING, with boat slips often available for rent (average $275 a month), allowing you to take advantage of the surrounding waterways and Gulf Coast lifestyle. Beyond the gates, discover everything that makes Tarpon Springs so special! Explore the historic Sponge Docks, indulge in authentic Greek cuisine, stroll through charming downtown boutiques, enjoy waterfront dining, or spend your afternoons soaking up the sunshine at Fred Howard Park and Sunset Beach. The nearby Pinellas Trail offers miles of outdoor recreation, while the area's boating, fishing, kayaking, festivals, and beautiful coastal scenery make every day feel a little more like vacation. Whether you're looking for a full-time residence or the perfect seasonal coastal retreat, this home offers the space, thoughtful upgrades, community amenities, and LOCATION to enjoy the very best of Florida living. HOA covers Water, Sewer, Trash, Basic Cable TV, Internet, Maintenance of Grounds, Community Pool, Painting of Exteriors, Roofs, Roads and Gates for $430 a month. Assumable flood policy available for $610 a year.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Tampa Rd, North on 19, Left on Mango St, /Meres, Right on Callista Cay Loop
Location
849 CALLISTA CAY LOOP, TARPON SPRINGS, FL 34689
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$375,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $375,000 home in TARPON SPRINGS.
🏛️
FHA Loan
$13,125 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.