$344,900
498 STREMMA ROAD, LARGO, FL 33770
Beds
4
Baths
1
Sq Ft
1,134 sq ft
Year Built
1960
Lot Size
0.36 acres
Garage
0
About This Property
ONE OF A KIND PROPERTY! TWO BUILDINGS ON TWO LOTS (105x150ft) – You Can Separate or Keep Combined! TWO DWELLING UNITS – 1st BUILDING/MAIN HOUSE 3BR/1BA/919sqft. 2nd BUILDING – 1BR/252sqft. TUFF SHED w/ electric and plumbing 144sqft. *20ft ABOVE GROUND POOL* w/ DECK. Plus a Storage Shed. SO MANY FEATURES! Oversized 105x150 lot gives you plenty of room for multiple vehicles, boats, campers, trailers. FULLY FENCED for your pets to roam. Sits on .36 acres of land can be subdivided into two separate dwellings. NO HOA, NO CDD, NO FLOOD ZONE. The thoughtful arrangement is PERFECT FOR MULTI-GENERATIONAL LIVING offering a PRIVATE SETUP that works beautifully as an IN-LAW SUITE or a dedicated RETREAT FOR A TEEN OR TWENTY-SOMETHING. This design provides distinct, comfortable spaces for both hosting extended family and ensuring daily privacy. 4 bedrooms, 1 bathroom, 1 carport with 1171sqft living total. PLUS FRAMED IN AREA already plumbed FOR A 2nd BATHROOM. This is an incredible OPPORTUNITY TO CUSTOMIZE A PROPERTY and make it truly your own while enjoying plenty of built-in potential. This MAIN HOME provides the perfect canvas to add your own personal style and touches. The open kitchen with comfortable size eat-in space overlooks the spacious living room. All bedrooms are generous in size with plenty of closet space. Plus a convenient INSIDE UTILITY ROOM. Neutral color tile throughout. Endless possibilities! Excellent location! In up and coming Horizon West Bay Down-town corridor, makes it a must-see for savvy buyers ready to act fast. in an area with many attractions including; walkability, convenience and entertainment. **In addition- THE FINANCIAL GAME CHANGER: Private Income Suite Potential - The true brilliance of this property lies in the ultra-versatile potential mother-in-law or rental Suite in featuring its own private entrance and FRAMED FOR dedicated full bath, this space offers immediate flexibility: Income Generator: Rent it out to substantially offset your mortgage, turning your residence into a high-performing asset. Multi-Generational Living: A private, comfortable Mother-in-Law suite. Perfect Guest or 3rd Bedroom Suite (with existing third bedroom usage). Quiet location on a well kept street. You'll be within walking distance of newly revitalized downtown Largo with tons of activities and shops, and just 3 miles to the WORLD FAMOUS BEACHES of Pinellas County! Close to public transportation, shopping, dining, Largo Central Park. One block away to city park with fishing pond and playground. This is the move-in-ready, possible income-generating home you've been waiting for.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
West Bay, North on Clearwater-Largo Rd, Right on Stremma
Location
498 STREMMA ROAD, LARGO, FL 33770
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$344,900
Loan Term
How to Buy This Home
Multiple financing options available for this $344,900 home in LARGO.
🏛️
FHA Loan
$12,072 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,245 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.