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$525,000

726 CRYSTAL DRIVE, PALM HARBOR, FL 34683

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,549 sq ft

Year Built

1988

Lot Size

0.15 acres

Garage

2

About This Property

Discover a refreshed take on Florida living in this beautifully updated 3-bedroom, 2-bath pool home, featuring stylish finishes, thoughtful design details, and inviting indoor-outdoor living. The open floorplan connects the kitchen and living room, while vaulted ceilings create an airy, open feel. New luxury vinyl flooring runs throughout the interior, and floor-to-ceiling windows and doors fill the family room with natural light and views of the pool and lanai. An electric fireplace adds a cozy touch, making this a comfortable place to gather and unwind. The updated kitchen features bright white shaker-style cabinetry, quartz countertops, a decorative subway tile backsplash, new appliances, pull-out pantry drawers, and an island with bar-top seating and decorative pendant lighting. An over-cabinet window brings in additional natural light, creating a bright and welcoming space for cooking, dining, and entertaining. The primary suite showcases distinctive design details, including contrasting wood shiplap and a stone tile accent wall, along with a sliding barn door leading to the en-suite bathroom and a walk-in closet with built in shelving. The bathroom features a wood accent wall, an extended vanity with quartz countertops, and a tiled shower with a glass door. Each guest bedroom offers its own modern decorative touches, while the updated guest bathroom includes mosaic tile flooring, an updated vanity granite countertop and sink, a smart toilet, and a tiled tub/shower combination with a glass door. Step outside to enjoy the screened pool and updated paver lanai, perfect for relaxing in the sunshine, enjoying a quiet evening, or gathering with friends, all with a low-maintenance yard that leaves more time to enjoy your surroundings. Major updates within the past five years include the roof, AC system and ductwork, insulation, plumbing, electrical panel, windows, water softener, pool resurfacing, pool pavers, salt system, pool heater and pool equipment. The vaulted ceilings have also been scraped for a clean, refreshed look. Enjoy all that Palm Harbor has to offer, with downtown restaurants, breweries, and shops, along with outdoor recreation at Wall Springs Park and the Pinellas Trail. Golf enthusiasts will appreciate nearby Innisbrook Resort, home to four championship golf courses, including the Copperhead Course, host of the PGA TOUR's Valspar Championship. Gulf beaches, Honeymoon Island State Park, Lake Tarpon, and the historic Tarpon Springs Sponge Docks provide even more ways to explore and enjoy the Florida lifestyle. From the inviting interior to the refreshing poolside retreat, this one offers plenty of reasons to love coming home! Sellers also have hurricane shutters for peace of mind.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8558235
StatusActive
Year Built1988
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionCRYSTAL BEACH ESTATES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator, Water Softener
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors, Lighting, Private Entrance, Private Mailbox, Private Yard, Rain Gutters
Lot Size0.15 acres (6,525 sq ft)
Lot Dimensions65 x 100
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$525,000
Annual Taxes$3,095 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #352715198700000610

Schools

ElementaryOzona Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

Us Hwy 19 to Alderman Rd., West on Alderman, left to Crystal Dr.

Location

726 CRYSTAL DRIVE, PALM HARBOR, FL 34683

Listing Information

OfficeEXP REALTY LLC
ListedOctober 15, 2026

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Home Price

$525,000

20% ($105,000)
6.75%

Loan Term

Principal & Interest$2,724
Property Tax (est.)$481
Insurance (est.)$150
Total Monthly$3,355
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $525,000 home in PALM HARBOR.

🏛️

FHA Loan

$18,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.

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